myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $654.40 and $1,099.95 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $9,150 | No Charge | $35 Copay after deductible |
| up to 150% of the federal poverty level | $50 | $1,700 | No Charge | No Charge |
| 150% to 200% | $500 | $3,050 | No Charge | $35 |
| 200% to 250% | $6,900 | $7,500 | No Charge | $35 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0190033 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,150 |
| Family maximum | $18,300 |
| Primary care visit | No Charge |
| Specialist visit | $70 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $35 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.43% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
44 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $512.05 | $581.18 | $654.40 | $914.52 | $1,389.70 |
| Calhoun County | $521.08 | $591.43 | $665.94 | $930.65 | $1,414.21 |
| Holmes County | $526.45 | $597.52 | $672.80 | $940.24 | $1,428.79 |
| Pasco County | $529.24 | $600.69 | $676.37 | $945.22 | $1,436.36 |
| Escambia County | $535.81 | $608.14 | $684.77 | $956.96 | $1,454.19 |
| Franklin County | $543.31 | $616.66 | $694.35 | $970.35 | $1,474.54 |
| Bay County | $547.42 | $621.32 | $699.60 | $977.69 | $1,485.70 |
| Liberty County | $547.69 | $621.63 | $699.95 | $978.17 | $1,486.43 |
| Duval County | $550.34 | $624.64 | $703.33 | $982.91 | $1,493.62 |
| Gulf County | $550.41 | $624.72 | $703.42 | $983.03 | $1,493.81 |
| Polk County | $555.18 | $630.13 | $709.52 | $991.55 | $1,506.76 |
| Hernando County | $557.44 | $632.69 | $712.41 | $995.59 | $1,512.89 |
| Sumter County | $560.82 | $636.53 | $716.73 | $1,001.62 | $1,522.07 |
| Madison County | $561.16 | $636.92 | $717.16 | $1,002.23 | $1,522.99 |
| Citrus County | $565.73 | $642.10 | $723 | $1,010.39 | $1,535.39 |
| Manatee County | $567.26 | $643.84 | $724.96 | $1,013.13 | $1,539.54 |
| Clay County | $569.85 | $646.78 | $728.27 | $1,017.75 | $1,546.57 |
| Walton County | $573.10 | $650.47 | $732.42 | $1,023.56 | $1,555.39 |
| Saint Johns County | $579.60 | $657.85 | $740.73 | $1,035.17 | $1,573.03 |
| Okaloosa County | $579.87 | $658.15 | $741.07 | $1,035.65 | $1,573.77 |
| Martin County | $582.85 | $661.53 | $744.88 | $1,040.97 | $1,581.85 |
| Alachua County | $585.64 | $664.70 | $748.45 | $1,045.95 | $1,589.43 |
| Charlotte County | $592.81 | $672.84 | $757.61 | $1,058.76 | $1,608.89 |
| Levy County | $592.94 | $672.99 | $757.78 | $1,058.99 | $1,609.24 |
| Gadsden County | $595.66 | $676.07 | $761.25 | $1,063.85 | $1,616.62 |
| Bradford County | $600.24 | $681.27 | $767.11 | $1,072.03 | $1,629.05 |
| Baker County | $604.09 | $685.64 | $772.03 | $1,078.90 | $1,639.50 |
| Santa Rosa County | $604.48 | $686.08 | $772.53 | $1,079.60 | $1,640.56 |
| Highlands County | $612.38 | $695.05 | $782.62 | $1,093.71 | $1,662 |
| Putnam County | $616.03 | $699.19 | $787.29 | $1,100.23 | $1,671.91 |
| Suwannee County | $616.16 | $699.34 | $787.45 | $1,100.46 | $1,672.26 |
| Columbia County | $620.28 | $704.02 | $792.72 | $1,107.82 | $1,683.44 |
| Jackson County | $620.74 | $704.54 | $793.31 | $1,108.64 | $1,684.69 |
| Dixie County | $623.46 | $707.63 | $796.78 | $1,113.50 | $1,692.07 |
| Okeechobee County | $623.99 | $708.23 | $797.46 | $1,114.45 | $1,693.51 |
| Gilchrist County | $627.91 | $712.68 | $802.47 | $1,121.45 | $1,704.15 |
| Saint Lucie County | $628.44 | $713.28 | $803.15 | $1,122.39 | $1,705.59 |
| Lake County | $636.27 | $722.17 | $813.15 | $1,136.38 | $1,726.84 |
| Marion County | $652.72 | $740.84 | $834.18 | $1,165.76 | $1,771.48 |
| Taylor County | $655.18 | $743.63 | $837.32 | $1,170.15 | $1,778.16 |
| Washington County | $718.75 | $815.78 | $918.56 | $1,283.69 | $1,950.69 |
| Union County | $760.22 | $862.85 | $971.56 | $1,357.75 | $2,063.24 |
| Lafayette County | $792.27 | $899.23 | $1,012.52 | $1,414.99 | $2,150.22 |
| Hardee County | $860.68 | $976.87 | $1,099.95 | $1,537.17 | $2,335.89 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.