myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $676.39 and $1,136.91 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,500 | $9,200 | No Charge | $40 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $1,400 | No Charge | No Charge |
| 150% to 200% | $500 | $3,075 | No Charge | $35 |
| 200% to 250% | $5,825 | $8,100 | No Charge | $40 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0200034 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,500 |
| Deductible (family) | $13,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | No Charge |
| Specialist visit | $90 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $40 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 98.32% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
44 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $529.26 | $600.71 | $676.39 | $945.26 | $1,436.41 |
| Calhoun County | $538.59 | $611.30 | $688.32 | $961.92 | $1,461.73 |
| Holmes County | $544.15 | $617.61 | $695.42 | $971.85 | $1,476.82 |
| Pasco County | $547.03 | $620.88 | $699.10 | $977 | $1,484.64 |
| Escambia County | $553.82 | $628.59 | $707.78 | $989.12 | $1,503.07 |
| Franklin County | $561.57 | $637.38 | $717.69 | $1,002.96 | $1,524.10 |
| Bay County | $565.82 | $642.21 | $723.12 | $1,010.55 | $1,535.64 |
| Liberty County | $566.09 | $642.51 | $723.46 | $1,011.04 | $1,536.37 |
| Duval County | $568.84 | $645.63 | $726.98 | $1,015.95 | $1,543.83 |
| Gulf County | $568.90 | $645.70 | $727.05 | $1,016.06 | $1,543.99 |
| Polk County | $573.84 | $651.31 | $733.37 | $1,024.88 | $1,557.40 |
| Hernando County | $576.17 | $653.95 | $736.35 | $1,029.04 | $1,563.73 |
| Sumter County | $579.67 | $657.93 | $740.82 | $1,035.29 | $1,573.22 |
| Madison County | $580.01 | $658.31 | $741.25 | $1,035.90 | $1,574.15 |
| Citrus County | $584.75 | $663.69 | $747.31 | $1,044.36 | $1,587.01 |
| Manatee County | $586.32 | $665.47 | $749.32 | $1,047.17 | $1,591.27 |
| Clay County | $589 | $668.52 | $752.74 | $1,051.95 | $1,598.55 |
| Walton County | $592.36 | $672.33 | $757.04 | $1,057.95 | $1,607.67 |
| Saint Johns County | $599.08 | $679.96 | $765.62 | $1,069.96 | $1,625.90 |
| Okaloosa County | $599.36 | $680.27 | $765.98 | $1,070.46 | $1,626.66 |
| Martin County | $602.44 | $683.77 | $769.92 | $1,075.96 | $1,635.02 |
| Alachua County | $605.32 | $687.04 | $773.60 | $1,081.10 | $1,642.84 |
| Charlotte County | $612.73 | $695.45 | $783.07 | $1,094.34 | $1,662.95 |
| Levy County | $612.87 | $695.61 | $783.25 | $1,094.59 | $1,663.33 |
| Gadsden County | $615.68 | $698.80 | $786.84 | $1,099.60 | $1,670.96 |
| Bradford County | $620.41 | $704.17 | $792.88 | $1,108.05 | $1,683.79 |
| Baker County | $624.39 | $708.68 | $797.97 | $1,115.16 | $1,694.59 |
| Santa Rosa County | $624.80 | $709.15 | $798.49 | $1,115.89 | $1,695.71 |
| Highlands County | $632.96 | $718.41 | $808.92 | $1,130.47 | $1,717.85 |
| Putnam County | $636.73 | $722.69 | $813.74 | $1,137.20 | $1,728.09 |
| Suwannee County | $636.87 | $722.85 | $813.92 | $1,137.45 | $1,728.47 |
| Columbia County | $641.12 | $727.67 | $819.35 | $1,145.04 | $1,740 |
| Jackson County | $641.60 | $728.22 | $819.96 | $1,145.90 | $1,741.30 |
| Dixie County | $644.42 | $731.42 | $823.57 | $1,150.93 | $1,748.96 |
| Okeechobee County | $644.96 | $732.03 | $824.26 | $1,151.90 | $1,750.42 |
| Gilchrist County | $649.01 | $736.63 | $829.43 | $1,159.13 | $1,761.41 |
| Saint Lucie County | $649.56 | $737.25 | $830.14 | $1,160.11 | $1,762.91 |
| Lake County | $657.65 | $746.43 | $840.48 | $1,174.56 | $1,784.86 |
| Marion County | $674.66 | $765.74 | $862.22 | $1,204.94 | $1,831.03 |
| Taylor County | $677.20 | $768.62 | $865.46 | $1,209.48 | $1,837.92 |
| Washington County | $742.90 | $843.19 | $949.43 | $1,326.82 | $2,016.23 |
| Union County | $785.77 | $891.85 | $1,004.21 | $1,403.39 | $2,132.58 |
| Lafayette County | $818.89 | $929.44 | $1,046.54 | $1,462.54 | $2,222.47 |
| Hardee County | $889.60 | $1,009.70 | $1,136.91 | $1,588.83 | $2,414.37 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.