myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)
Silver · HMO · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $662.08 and $1,112.84 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $9,150 | No Charge | $35 Copay after deductible |
| up to 150% of the federal poverty level | $50 | $1,700 | No Charge | No Charge |
| 150% to 200% | $500 | $3,050 | No Charge | $35 |
| 200% to 250% | $6,900 | $7,500 | No Charge | $35 Copay after deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0200037 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,150 |
| Family maximum | $18,300 |
| Primary care visit | No Charge |
| Specialist visit | $70 Copay after deductible |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $35 Copay after deductible |
| Preferred brand drugs | $70 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 98.28% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
44 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pinellas County | $518.06 | $588 | $662.08 | $925.26 | $1,406.01 |
| Calhoun County | $527.19 | $598.36 | $673.75 | $941.56 | $1,430.79 |
| Holmes County | $532.63 | $604.54 | $680.70 | $951.28 | $1,445.56 |
| Pasco County | $535.44 | $607.72 | $684.29 | $956.30 | $1,453.18 |
| Escambia County | $542.09 | $615.27 | $692.79 | $968.17 | $1,471.23 |
| Franklin County | $549.68 | $623.89 | $702.49 | $981.73 | $1,491.83 |
| Bay County | $553.84 | $628.61 | $707.81 | $989.16 | $1,503.12 |
| Liberty County | $554.11 | $628.91 | $708.15 | $989.64 | $1,503.85 |
| Duval County | $556.79 | $631.96 | $711.58 | $994.43 | $1,511.13 |
| Gulf County | $556.86 | $632.04 | $711.67 | $994.55 | $1,511.32 |
| Polk County | $561.69 | $637.52 | $717.84 | $1,003.18 | $1,524.43 |
| Hernando County | $563.98 | $640.12 | $720.77 | $1,007.27 | $1,530.64 |
| Sumter County | $567.40 | $644 | $725.14 | $1,013.38 | $1,539.92 |
| Madison County | $567.74 | $644.38 | $725.57 | $1,013.98 | $1,540.85 |
| Citrus County | $572.37 | $649.64 | $731.49 | $1,022.25 | $1,553.41 |
| Manatee County | $573.91 | $651.39 | $733.46 | $1,025 | $1,557.59 |
| Clay County | $576.53 | $654.36 | $736.81 | $1,029.68 | $1,564.70 |
| Walton County | $579.82 | $658.10 | $741.01 | $1,035.56 | $1,573.63 |
| Saint Johns County | $586.40 | $665.56 | $749.42 | $1,047.31 | $1,591.49 |
| Okaloosa County | $586.67 | $665.87 | $749.76 | $1,047.79 | $1,592.22 |
| Martin County | $589.69 | $669.30 | $753.62 | $1,053.19 | $1,600.42 |
| Alachua County | $592.51 | $672.50 | $757.23 | $1,058.22 | $1,608.07 |
| Charlotte County | $599.76 | $680.73 | $766.49 | $1,071.17 | $1,627.75 |
| Levy County | $599.89 | $680.88 | $766.66 | $1,071.40 | $1,628.10 |
| Gadsden County | $602.64 | $684 | $770.17 | $1,076.32 | $1,635.56 |
| Bradford County | $607.28 | $689.26 | $776.10 | $1,084.60 | $1,648.16 |
| Baker County | $611.17 | $693.68 | $781.08 | $1,091.55 | $1,658.72 |
| Santa Rosa County | $611.57 | $694.13 | $781.59 | $1,092.26 | $1,659.80 |
| Highlands County | $619.56 | $703.20 | $791.80 | $1,106.53 | $1,681.49 |
| Putnam County | $623.25 | $707.39 | $796.51 | $1,113.12 | $1,691.50 |
| Suwannee County | $623.39 | $707.55 | $796.69 | $1,113.37 | $1,691.88 |
| Columbia County | $627.55 | $712.27 | $802.01 | $1,120.80 | $1,703.17 |
| Jackson County | $628.02 | $712.80 | $802.61 | $1,121.64 | $1,704.45 |
| Dixie County | $630.77 | $715.92 | $806.12 | $1,126.56 | $1,711.91 |
| Okeechobee County | $631.31 | $716.54 | $806.81 | $1,127.52 | $1,713.38 |
| Gilchrist County | $635.27 | $721.03 | $811.88 | $1,134.59 | $1,724.12 |
| Saint Lucie County | $635.81 | $721.64 | $812.57 | $1,135.56 | $1,725.59 |
| Lake County | $643.73 | $730.63 | $822.69 | $1,149.70 | $1,747.08 |
| Marion County | $660.38 | $749.53 | $843.97 | $1,179.44 | $1,792.27 |
| Taylor County | $662.86 | $752.35 | $847.14 | $1,183.87 | $1,799 |
| Washington County | $727.17 | $825.34 | $929.32 | $1,298.73 | $1,973.54 |
| Union County | $769.13 | $872.96 | $982.95 | $1,373.67 | $2,087.42 |
| Lafayette County | $801.56 | $909.77 | $1,024.39 | $1,431.59 | $2,175.43 |
| Hardee County | $870.77 | $988.32 | $1,112.84 | $1,555.20 | $2,363.27 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.