UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · Ohio
At age 40 it costs between $536.24 and $646.34 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33931OH0030035 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $150 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-331-4680 · TTY 1-800-331-4680 |
Where it is sold, and what it costs there
42 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $419.59 | $476.23 | $536.24 | $749.39 | $1,138.77 |
| Hardin County | $419.59 | $476.23 | $536.24 | $749.39 | $1,138.77 |
| Defiance County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Fulton County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Henry County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Lucas County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Williams County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Wood County | $420.03 | $476.74 | $536.80 | $750.18 | $1,139.97 |
| Erie County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Huron County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Ottawa County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Sandusky County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Seneca County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Wyandot County | $421.84 | $478.79 | $539.11 | $753.41 | $1,144.88 |
| Cuyahoga County | $422.98 | $480.09 | $540.57 | $755.45 | $1,147.98 |
| Lorain County | $422.98 | $480.09 | $540.57 | $755.45 | $1,147.98 |
| Champaign County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Clark County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Darke County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Greene County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Miami County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Montgomery County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Preble County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Shelby County | $431.68 | $489.95 | $551.68 | $770.97 | $1,171.57 |
| Columbiana County | $432.12 | $490.46 | $552.25 | $771.77 | $1,172.78 |
| Mahoning County | $432.12 | $490.46 | $552.25 | $771.77 | $1,172.78 |
| Trumbull County | $432.12 | $490.46 | $552.25 | $771.77 | $1,172.78 |
| Adams County | $439.47 | $498.80 | $561.64 | $784.89 | $1,192.72 |
| Brown County | $439.47 | $498.80 | $561.64 | $784.89 | $1,192.72 |
| Clermont County | $439.47 | $498.80 | $561.64 | $784.89 | $1,192.72 |
| Clinton County | $439.47 | $498.80 | $561.64 | $784.89 | $1,192.72 |
| Highland County | $439.47 | $498.80 | $561.64 | $784.89 | $1,192.72 |
| Butler County | $442.59 | $502.34 | $565.63 | $790.46 | $1,201.19 |
| Hamilton County | $442.59 | $502.34 | $565.63 | $790.46 | $1,201.19 |
| Warren County | $442.59 | $502.34 | $565.63 | $790.46 | $1,201.19 |
| Medina County | $453.16 | $514.34 | $579.14 | $809.35 | $1,229.88 |
| Portage County | $453.16 | $514.34 | $579.14 | $809.35 | $1,229.88 |
| Summit County | $453.16 | $514.34 | $579.14 | $809.35 | $1,229.88 |
| Franklin County | $505.74 | $574.02 | $646.34 | $903.25 | $1,372.58 |
| Logan County | $505.74 | $574.02 | $646.34 | $903.25 | $1,372.58 |
| Madison County | $505.74 | $574.02 | $646.34 | $903.25 | $1,372.58 |
| Union County | $505.74 | $574.02 | $646.34 | $903.25 | $1,372.58 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.