Marketplace health plans in Lorain County

Name: Marketplace health plans in Lorain County, OH: all 138
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

138 plans sold in Lorain County, Ohio, from 9 insurers, priced at age 40.

What people in Lorain County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lorain County listed at $681 a month and the average person paid $259 after the advance premium tax credit.

1,210 of the 11,276 people who enrolled here — 10.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Expanded Bronze	HMO	$399	$8,700	$10,600
Bronze Classic Standard Oscar Health Insurance	Expanded Bronze	HMO	$399.73	$7,500	$10,000
Bronze Classic 4700 Oscar Health Insurance	Expanded Bronze	HMO	$405.21	$4,700	$10,150
Bronze Simple Diabetes Oscar Health Insurance	Expanded Bronze	HMO	$408.27	$5,500	$10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance	Expanded Bronze	HMO	$410.16	$5,500	$10,150
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Expanded Bronze	HMO	$410.83	$8,700	$10,600
Bronze Simple Chronic Care CKM Oscar Health Insurance	Expanded Bronze	HMO	$413.33	$5,500	$10,150
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Expanded Bronze	HMO	$427.14	$8,000	$10,600
Molina Bronze Saver 7000 Molina Healthcare	Expanded Bronze	HMO	$427.71	$7,000	$10,200
Molina Bronze Standard Molina Healthcare	Expanded Bronze	HMO	$431.34	$7,500	$10,000
Molina Bronze Saver 7000 Plus with Adult Vision Molina Healthcare	Expanded Bronze	HMO	$431.39	$7,000	$10,200
Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Bronze	HMO	$432.54	$10,600	$10,600
Bronze Elite + PCP Saver Plus Oscar Health Insurance	Expanded Bronze	HMO	$433.52	$0	$10,600
Bronze Standard Antidote Health Plan of Ohio, Inc.	Expanded Bronze	HMO	$433.91	$7,500	$10,000
Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Bronze	HMO	$438.39	$10,600	$10,600
Bronze $8,300 w/ Virtual & Wellness ON-EX MedMutual	Expanded Bronze	HMO	$438.90	$8,300	$10,000
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Expanded Bronze	HMO	$438.99	$8,000	$10,600
Molina Bronze Smart Heart Health Molina Healthcare	Expanded Bronze	HMO	$439.51	$4,000	$9,950
Low Premium Bronze 10600 $25 Generic Drugs CareSource	Expanded Bronze	HMO	$441.94	$10,600	$10,600
Molina Bronze Enhanced 3500 Molina Healthcare	Expanded Bronze	HMO	$442.73	$3,500	$9,950
Molina Bronze Saver 7000 Plus with Adult Dental and Vision Molina Healthcare	Expanded Bronze	HMO	$443.96	$7,000	$10,200
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource	Expanded Bronze	HMO	$445.53	$10,600	$10,600
Molina Bronze Enhanced 3500 Plus with Adult Vision Molina Healthcare	Expanded Bronze	HMO	$446.41	$3,500	$9,950
Bronze $8,300 w/ Adult Dental ON-EX MedMutual	Expanded Bronze	HMO	$447.93	$8,300	$10,000
Bronze 7500 $25 Generic Drugs CareSource	Expanded Bronze	HMO	$455.33	$7,500	$10,000
Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$456.99	$6,000	$10,600
Bronze Standard w/ Virtual & Wellness MedMutual	Expanded Bronze	HMO	$458.38	$7,500	$10,000
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare	Expanded Bronze	HMO	$458.98	$3,500	$9,950
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource	Expanded Bronze	HMO	$458.98	$7,500	$10,000
Bronze HSA $7,300 ON-EX MedMutual	Expanded Bronze	HMO	$461.70	$7,300	$7,300
Anthem Bronze Pathway 8500 for HSA Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$466.32	$8,500	$8,500
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$468.34	$7,500	$10,000
Molina Silver Saver with Four Free PCP Visits Molina Healthcare	Silver	HMO	$489.29	$7,000	$10,150
Molina Silver Smart Heart Health Molina Healthcare	Silver	HMO	$489.54	$6,000	$8,990
Molina Silver Core Molina Healthcare	Silver	HMO	$490.51	$6,000	$8,990
Molina Silver Core Plus with Adult Vision Molina Healthcare	Silver	HMO	$494.24	$6,000	$8,990
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Bronze	HMO	$495.46	$10,600	$10,600
Molina Silver Standard Molina Healthcare	Silver	HMO	$497.94	$6,000	$8,900
Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare	Silver	HMO	$507	$6,000	$8,990
Standard Expanded Bronze Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$507.45	$7,500	$10,000
Everyday Bronze Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$508.39	$8,450	$10,150
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$509.51	$7,500	$10,600
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$521.35	$7,500	$10,600
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$522.19	$7,500	$10,000
Standard Expanded Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$523.08	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$524.05	$8,450	$10,150
UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$537.30	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$540.57	$0	$10,600
Gold Classic Standard Oscar Health Insurance	Gold	HMO	$540.99	$2,000	$8,200
Silver Classic Standard Oscar Health Insurance	Silver	HMO	$541.36	$6,000	$8,900
Silver 6000 $20 Generic Drugs CareSource	Silver	HMO	$542.38	$6,000	$8,900
Silver Simple PCP Saver Oscar Health Insurance	Silver	HMO	$542.64	$5,750	$10,150
Silver Simple Diabetes Oscar Health Insurance	Silver	HMO	$543.16	$6,500	$10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance	Silver	HMO	$543.36	$6,200	$9,600
Silver Simple Chronic Care CKM Oscar Health Insurance	Silver	HMO	$548.41	$5,900	$10,150
Choice Bronze HSA Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$549.28	$7,250	$7,250
Silver Elite Saver Plus Oscar Health Insurance	Silver	HMO	$549.58	$0	$9,750
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$551.72	$6,500	$10,600
Gold Classic Oscar Health Insurance	Gold	HMO	$552.79	$2,250	$7,500
Silver Simple Women's Health with Menopause Benefits Oscar Health Insurance	Silver	HMO	$553.32	$6,000	$10,150
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$555.69	$0	$10,600
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$563.56	$6,500	$10,600
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$566.12	$1,640	$8,100
Choice Bronze HSA + Vision + Adult Dental Ambetter from Buckeye Health Plan	Expanded Bronze	HMO	$566.20	$7,250	$7,250
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$567.34	$5,000	$8,950
Molina Gold Smart Heart Health Molina Healthcare	Gold	HMO	$567.92	$1,640	$8,100
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$568.03	$895	$8,700
Molina Gold Core 1640 Plus with Adult Vision Molina Healthcare	Gold	HMO	$569.80	$1,640	$8,100
Molina Gold Enhanced 895 Plus with Adult Vision Molina Healthcare	Gold	HMO	$571.70	$895	$8,700
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$576.52	$6,000	$8,900
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$582.36	$1,640	$8,100
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$584.27	$895	$8,700
Silver Standard Antidote Health Plan of Ohio, Inc.	Silver	HMO	$585.74	$6,000	$8,900
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$588.57	$4,000	$9,200
Gold Elite Saver Plus Oscar Health Insurance	Gold	HMO	$590.26	$0	$8,900
Molina Gold Standard Molina Healthcare	Gold	HMO	$591.16	$2,000	$8,200
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$594.41	$4,000	$9,200
Silver $5,800 w/ Virtual & Wellness ON-EX MedMutual	Silver	HMO	$605.15	$5,800	$9,800
Anthem Silver Pathway 5500 for HSA Anthem Blue Cross and Blue Shield	Silver	HMO	$615.48	$5,500	$5,500
Silver Standard w/ Virtual & Wellness MedMutual	Silver	HMO	$619.88	$6,000	$8,900
Silver $5,000 w/ Virtual & Wellness ON-EX MedMutual	Silver	HMO	$620.35	$5,000	$8,500
Clear Gold Ambetter from Buckeye Health Plan	Gold	HMO	$622.13	$1,200	$9,150
Standard Silver Ambetter from Buckeye Health Plan	Silver	HMO	$624.29	$6,000	$8,900
Silver $5,000 w/ Adult Dental ON-EX MedMutual	Silver	HMO	$632.70	$5,000	$8,500
Complete Silver Ambetter from Buckeye Health Plan	Silver	HMO	$634.75	$5,950	$8,850
Standard Gold Ambetter from Buckeye Health Plan	Gold	HMO	$638.37	$2,000	$8,200
Clear Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$641.30	$1,200	$9,150
Standard Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan	Silver	HMO	$643.53	$6,000	$8,900
Bronze Classic Standard \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$646.99	$7,500	$10,000
Complete Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan	Silver	HMO	$654.31	$5,950	$8,850
Bronze Classic PCP Saver \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$656.57	$7,750	$9,750
Standard Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$658.04	$2,000	$8,200
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$658.48	$3,500	$9,000
Bronze Simple Diabetes \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$662.38	$5,500	$10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$667.46	$5,500	$10,150
Complete Gold Ambetter from Buckeye Health Plan	Gold	HMO	$667.99	$1,450	$7,500
Bronze Simple HSA \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$668.01	$5,000	$8,000
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$670.74	$3,500	$9,000
Bronze Simple Chronic Care CKM \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Expanded Bronze	HMO	$672.13	$5,500	$10,150
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$677.49	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$680.87	$3,250	$10,600
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$685.96	$0	$9,800
Complete Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$688.58	$1,450	$7,500
Gold Standard w/ Virtual & Wellness MedMutual	Gold	HMO	$692.08	$2,000	$8,200
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$692.60	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$695.98	$3,250	$10,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$701.07	$0	$9,800
Gold $500 w/ Virtual & Wellness ON-EX MedMutual	Gold	HMO	$701.58	$500	$7,500
Gold $1,000 w/ Virtual & Wellness ON-EX MedMutual	Gold	HMO	$702.53	$1,000	$8,000
Gold $1,000 w/ Adult Dental ON-EX MedMutual	Gold	HMO	$715.35	$1,000	$8,000
Silver Simple Diabetes \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$717.50	$6,500	$10,000
Silver Simple PCP Saver \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$718.17	$5,750	$10,150
Silver Simple Breathe Easy with Enhanced COPD Benefits \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$720.78	$6,200	$9,600
Silver Classic Standard \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$723.67	$6,000	$8,900
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$724.50	$3,000	$9,000
Silver Simple Chronic Care CKM \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$727.29	$5,900	$10,150
Silver Simple Women's Health with Menopause Benefits \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$732.47	$6,000	$10,150
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$736.76	$3,000	$9,000
Silver Elite Saver Plus \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$747.18	$0	$9,750
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$758.61	$3,000	$8,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$762.19	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$764.52	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$768.11	$3,000	$8,500
Gold Standard Antidote Health Plan of Ohio, Inc.	Gold	HMO	$769.78	$2,000	$8,200
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Gold	HMO	$770.10	$2,000	$8,200
Core Gold 1500 $10 Generic Drugs CareSource	Gold	HMO	$795.35	$1,500	$8,000
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$798.94	$1,500	$8,000
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$805.03	$2,000	$8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$815.17	$700	$7,000
Gold Classic Standard \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$817.39	$2,000	$8,200
UHC Gold Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$820.14	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$823.86	$0	$7,700
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$830.28	$700	$7,000
Gold 2000 $15 Generic Drugs CareSource	Gold	HMO	$831.15	$2,000	$8,200
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$834.74	$2,000	$8,200
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$838.98	$0	$7,700
Gold Elite \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$842.93	$750	$7,500
Gold Elite Saver Plus \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$866.05	$0	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Lorain County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.