QHP Index

UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)

Gold · HMO · UnitedHealthcare · Ohio

At age 40 it costs between $823.62 and $992.73 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID33931OH0070002
InsurerUnitedHealthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$700
Deductible (family)$1,400
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$7,000
Family maximum$14,000
Primary care visit$10
Specialist visit$60
Emergency room$750 Copay after deductible
Inpatient stay45% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$30
Specialty drugs40% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits98.03%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-331-4680 · TTY 1-800-331-4680

Where it is sold, and what it costs there

42 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Allen County $644.46$731.46 $823.62$1,151 $1,749.06
Hardin County $644.46$731.46 $823.62$1,151 $1,749.06
Defiance County $645.14$732.23 $824.49$1,152.22 $1,750.91
Fulton County $645.14$732.23 $824.49$1,152.22 $1,750.91
Henry County $645.14$732.23 $824.49$1,152.22 $1,750.91
Lucas County $645.14$732.23 $824.49$1,152.22 $1,750.91
Williams County $645.14$732.23 $824.49$1,152.22 $1,750.91
Wood County $645.14$732.23 $824.49$1,152.22 $1,750.91
Erie County $647.92$735.39 $828.04$1,157.18 $1,758.45
Huron County $647.92$735.39 $828.04$1,157.18 $1,758.45
Ottawa County $647.92$735.39 $828.04$1,157.18 $1,758.45
Sandusky County $647.92$735.39 $828.04$1,157.18 $1,758.45
Seneca County $647.92$735.39 $828.04$1,157.18 $1,758.45
Wyandot County $647.92$735.39 $828.04$1,157.18 $1,758.45
Cuyahoga County $649.67$737.38 $830.28$1,160.32 $1,763.21
Lorain County $649.67$737.38 $830.28$1,160.32 $1,763.21
Champaign County $663.02$752.53 $847.34$1,184.16 $1,799.45
Clark County $663.02$752.53 $847.34$1,184.16 $1,799.45
Darke County $663.02$752.53 $847.34$1,184.16 $1,799.45
Greene County $663.02$752.53 $847.34$1,184.16 $1,799.45
Miami County $663.02$752.53 $847.34$1,184.16 $1,799.45
Montgomery County $663.02$752.53 $847.34$1,184.16 $1,799.45
Preble County $663.02$752.53 $847.34$1,184.16 $1,799.45
Shelby County $663.02$752.53 $847.34$1,184.16 $1,799.45
Columbiana County $663.71$753.31 $848.22$1,185.39 $1,801.31
Mahoning County $663.71$753.31 $848.22$1,185.39 $1,801.31
Trumbull County $663.71$753.31 $848.22$1,185.39 $1,801.31
Adams County $674.99$766.12 $862.64$1,205.54 $1,831.94
Brown County $674.99$766.12 $862.64$1,205.54 $1,831.94
Clermont County $674.99$766.12 $862.64$1,205.54 $1,831.94
Clinton County $674.99$766.12 $862.64$1,205.54 $1,831.94
Highland County $674.99$766.12 $862.64$1,205.54 $1,831.94
Butler County $679.78$771.56 $868.76$1,214.10 $1,844.94
Hamilton County $679.78$771.56 $868.76$1,214.10 $1,844.94
Warren County $679.78$771.56 $868.76$1,214.10 $1,844.94
Medina County $696.03$789.99 $889.52$1,243.10 $1,889.01
Portage County $696.03$789.99 $889.52$1,243.10 $1,889.01
Summit County $696.03$789.99 $889.52$1,243.10 $1,889.01
Franklin County $776.78$881.65 $992.73$1,387.33 $2,108.18
Logan County $776.78$881.65 $992.73$1,387.33 $2,108.18
Madison County $776.78$881.65 $992.73$1,387.33 $2,108.18
Union County $776.78$881.65 $992.73$1,387.33 $2,108.18

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.