UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · Ohio
At age 40 it costs between $551.23 and $664.41 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33931OH0070004 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $150 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 96.93% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-331-4680 · TTY 1-800-331-4680 |
Where it is sold, and what it costs there
42 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.60 |
| Hardin County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.60 |
| Defiance County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Fulton County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Henry County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Lucas County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Williams County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Wood County | $431.78 | $490.07 | $551.81 | $771.15 | $1,171.84 |
| Erie County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Huron County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Ottawa County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Sandusky County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Seneca County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Wyandot County | $433.64 | $492.18 | $554.19 | $774.47 | $1,176.89 |
| Cuyahoga County | $434.81 | $493.51 | $555.69 | $776.57 | $1,180.08 |
| Lorain County | $434.81 | $493.51 | $555.69 | $776.57 | $1,180.08 |
| Champaign County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Clark County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Darke County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Greene County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Miami County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Montgomery County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Preble County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Shelby County | $443.75 | $503.65 | $567.11 | $792.53 | $1,204.32 |
| Columbiana County | $444.20 | $504.17 | $567.69 | $793.35 | $1,205.57 |
| Mahoning County | $444.20 | $504.17 | $567.69 | $793.35 | $1,205.57 |
| Trumbull County | $444.20 | $504.17 | $567.69 | $793.35 | $1,205.57 |
| Adams County | $451.76 | $512.74 | $577.35 | $806.84 | $1,226.07 |
| Brown County | $451.76 | $512.74 | $577.35 | $806.84 | $1,226.07 |
| Clermont County | $451.76 | $512.74 | $577.35 | $806.84 | $1,226.07 |
| Clinton County | $451.76 | $512.74 | $577.35 | $806.84 | $1,226.07 |
| Highland County | $451.76 | $512.74 | $577.35 | $806.84 | $1,226.07 |
| Butler County | $454.96 | $516.38 | $581.44 | $812.56 | $1,234.77 |
| Hamilton County | $454.96 | $516.38 | $581.44 | $812.56 | $1,234.77 |
| Warren County | $454.96 | $516.38 | $581.44 | $812.56 | $1,234.77 |
| Medina County | $465.83 | $528.72 | $595.33 | $831.98 | $1,264.27 |
| Portage County | $465.83 | $528.72 | $595.33 | $831.98 | $1,264.27 |
| Summit County | $465.83 | $528.72 | $595.33 | $831.98 | $1,264.27 |
| Franklin County | $519.88 | $590.06 | $664.41 | $928.51 | $1,410.95 |
| Logan County | $519.88 | $590.06 | $664.41 | $928.51 | $1,410.95 |
| Madison County | $519.88 | $590.06 | $664.41 | $928.51 | $1,410.95 |
| Union County | $519.88 | $590.06 | $664.41 | $928.51 | $1,410.95 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.