UHC Silver Standard+ (Dental + Vision, No Referrals)
Silver · HMO · UnitedHealthcare · Ohio
At age 40 it costs between $687.04 and $828.11 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 33931OH0070006 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.60% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-331-4680 · TTY 1-800-331-4680 |
Where it is sold, and what it costs there
42 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $537.59 | $610.17 | $687.04 | $960.14 | $1,459.03 |
| Hardin County | $537.59 | $610.17 | $687.04 | $960.14 | $1,459.03 |
| Defiance County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Fulton County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Henry County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Lucas County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Williams County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Wood County | $538.16 | $610.81 | $687.77 | $961.16 | $1,460.57 |
| Erie County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Huron County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Ottawa County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Sandusky County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Seneca County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Wyandot County | $540.48 | $613.44 | $690.73 | $965.30 | $1,466.86 |
| Cuyahoga County | $541.94 | $615.11 | $692.60 | $967.91 | $1,470.83 |
| Lorain County | $541.94 | $615.11 | $692.60 | $967.91 | $1,470.83 |
| Champaign County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Clark County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Darke County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Greene County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Miami County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Montgomery County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Preble County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Shelby County | $553.08 | $627.74 | $706.84 | $987.80 | $1,501.06 |
| Columbiana County | $553.65 | $628.39 | $707.57 | $988.82 | $1,502.61 |
| Mahoning County | $553.65 | $628.39 | $707.57 | $988.82 | $1,502.61 |
| Trumbull County | $553.65 | $628.39 | $707.57 | $988.82 | $1,502.61 |
| Adams County | $563.07 | $639.08 | $719.60 | $1,005.63 | $1,528.16 |
| Brown County | $563.07 | $639.08 | $719.60 | $1,005.63 | $1,528.16 |
| Clermont County | $563.07 | $639.08 | $719.60 | $1,005.63 | $1,528.16 |
| Clinton County | $563.07 | $639.08 | $719.60 | $1,005.63 | $1,528.16 |
| Highland County | $563.07 | $639.08 | $719.60 | $1,005.63 | $1,528.16 |
| Butler County | $567.06 | $643.61 | $724.70 | $1,012.77 | $1,539 |
| Hamilton County | $567.06 | $643.61 | $724.70 | $1,012.77 | $1,539 |
| Warren County | $567.06 | $643.61 | $724.70 | $1,012.77 | $1,539 |
| Medina County | $580.61 | $658.99 | $742.02 | $1,036.97 | $1,575.77 |
| Portage County | $580.61 | $658.99 | $742.02 | $1,036.97 | $1,575.77 |
| Summit County | $580.61 | $658.99 | $742.02 | $1,036.97 | $1,575.77 |
| Franklin County | $647.97 | $735.45 | $828.11 | $1,157.28 | $1,758.60 |
| Logan County | $647.97 | $735.45 | $828.11 | $1,157.28 | $1,758.60 |
| Madison County | $647.97 | $735.45 | $828.11 | $1,157.28 | $1,758.60 |
| Union County | $647.97 | $735.45 | $828.11 | $1,157.28 | $1,758.60 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.