UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
Gold · HMO · UnitedHealthcare · Ohio
At age 40 it costs between $832.24 and $1,003.12 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33931OH0070008 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $500 |
| Most you could pay in a year | $7,700 |
| Family maximum | $15,400 |
| Primary care visit | $15 |
| Specialist visit | $65 |
| Emergency room | $500 |
| Inpatient stay | $1,500 Copay per Day |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 98.05% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-331-4680 · TTY 1-800-331-4680 |
Where it is sold, and what it costs there
42 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $651.21 | $739.12 | $832.24 | $1,163.06 | $1,767.38 |
| Hardin County | $651.21 | $739.12 | $832.24 | $1,163.06 | $1,767.38 |
| Defiance County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Fulton County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Henry County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Lucas County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Williams County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Wood County | $651.90 | $739.90 | $833.12 | $1,164.29 | $1,769.24 |
| Erie County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Huron County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Ottawa County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Sandusky County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Seneca County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Wyandot County | $654.70 | $743.09 | $836.71 | $1,169.30 | $1,776.87 |
| Cuyahoga County | $656.48 | $745.10 | $838.98 | $1,172.47 | $1,781.68 |
| Lorain County | $656.48 | $745.10 | $838.98 | $1,172.47 | $1,781.68 |
| Champaign County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Clark County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Darke County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Greene County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Miami County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Montgomery County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Preble County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Shelby County | $669.97 | $760.41 | $856.22 | $1,196.56 | $1,818.29 |
| Columbiana County | $670.66 | $761.20 | $857.10 | $1,197.80 | $1,820.17 |
| Mahoning County | $670.66 | $761.20 | $857.10 | $1,197.80 | $1,820.17 |
| Trumbull County | $670.66 | $761.20 | $857.10 | $1,197.80 | $1,820.17 |
| Adams County | $682.06 | $774.14 | $871.68 | $1,218.16 | $1,851.12 |
| Brown County | $682.06 | $774.14 | $871.68 | $1,218.16 | $1,851.12 |
| Clermont County | $682.06 | $774.14 | $871.68 | $1,218.16 | $1,851.12 |
| Clinton County | $682.06 | $774.14 | $871.68 | $1,218.16 | $1,851.12 |
| Highland County | $682.06 | $774.14 | $871.68 | $1,218.16 | $1,851.12 |
| Butler County | $686.90 | $779.63 | $877.86 | $1,226.81 | $1,864.25 |
| Hamilton County | $686.90 | $779.63 | $877.86 | $1,226.81 | $1,864.25 |
| Warren County | $686.90 | $779.63 | $877.86 | $1,226.81 | $1,864.25 |
| Medina County | $703.31 | $798.26 | $898.83 | $1,256.12 | $1,908.79 |
| Portage County | $703.31 | $798.26 | $898.83 | $1,256.12 | $1,908.79 |
| Summit County | $703.31 | $798.26 | $898.83 | $1,256.12 | $1,908.79 |
| Franklin County | $784.91 | $890.88 | $1,003.12 | $1,401.86 | $2,130.26 |
| Logan County | $784.91 | $890.88 | $1,003.12 | $1,401.86 | $2,130.26 |
| Madison County | $784.91 | $890.88 | $1,003.12 | $1,401.86 | $2,130.26 |
| Union County | $784.91 | $890.88 | $1,003.12 | $1,401.86 | $2,130.26 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.