UHC Gold Standard+ (Dental + Vision, No Referrals)
Gold · HMO · UnitedHealthcare · Ohio
At age 40 it costs between $813.56 and $980.60 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 33931OH0070009 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 98.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-331-4680 · TTY 1-800-331-4680 |
Where it is sold, and what it costs there
42 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Allen County | $636.59 | $722.52 | $813.56 | $1,136.94 | $1,727.69 |
| Hardin County | $636.59 | $722.52 | $813.56 | $1,136.94 | $1,727.69 |
| Defiance County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Fulton County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Henry County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Lucas County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Williams County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Wood County | $637.26 | $723.29 | $814.42 | $1,138.14 | $1,729.52 |
| Erie County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Huron County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Ottawa County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Sandusky County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Seneca County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Wyandot County | $640 | $726.40 | $817.92 | $1,143.05 | $1,736.97 |
| Cuyahoga County | $641.74 | $728.37 | $820.14 | $1,146.14 | $1,741.67 |
| Lorain County | $641.74 | $728.37 | $820.14 | $1,146.14 | $1,741.67 |
| Champaign County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Clark County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Darke County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Greene County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Miami County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Montgomery County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Preble County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Shelby County | $654.92 | $743.34 | $836.99 | $1,169.69 | $1,777.46 |
| Columbiana County | $655.60 | $744.11 | $837.86 | $1,170.90 | $1,779.30 |
| Mahoning County | $655.60 | $744.11 | $837.86 | $1,170.90 | $1,779.30 |
| Trumbull County | $655.60 | $744.11 | $837.86 | $1,170.90 | $1,779.30 |
| Adams County | $666.75 | $756.76 | $852.10 | $1,190.81 | $1,809.55 |
| Brown County | $666.75 | $756.76 | $852.10 | $1,190.81 | $1,809.55 |
| Clermont County | $666.75 | $756.76 | $852.10 | $1,190.81 | $1,809.55 |
| Clinton County | $666.75 | $756.76 | $852.10 | $1,190.81 | $1,809.55 |
| Highland County | $666.75 | $756.76 | $852.10 | $1,190.81 | $1,809.55 |
| Butler County | $671.48 | $762.13 | $858.15 | $1,199.26 | $1,822.40 |
| Hamilton County | $671.48 | $762.13 | $858.15 | $1,199.26 | $1,822.40 |
| Warren County | $671.48 | $762.13 | $858.15 | $1,199.26 | $1,822.40 |
| Medina County | $687.52 | $780.34 | $878.65 | $1,227.91 | $1,865.93 |
| Portage County | $687.52 | $780.34 | $878.65 | $1,227.91 | $1,865.93 |
| Summit County | $687.52 | $780.34 | $878.65 | $1,227.91 | $1,865.93 |
| Franklin County | $767.29 | $870.87 | $980.60 | $1,370.38 | $2,082.43 |
| Logan County | $767.29 | $870.87 | $980.60 | $1,370.38 | $2,082.43 |
| Madison County | $767.29 | $870.87 | $980.60 | $1,370.38 | $2,082.43 |
| Union County | $767.29 | $870.87 | $980.60 | $1,370.38 | $2,082.43 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.