Imperial Standard Bronze
Expanded Bronze · HMO · Imperial Insurance Companies, Inc. · Texas
At age 40 it costs between $412.06 and $507.67 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 34826TX0020001 |
|---|---|
| Insurer | Imperial Insurance Companies, Inc. |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-595-0619 · TTY 1-800-595-0619 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Harris County | $322.43 | $365.95 | $412.06 | $575.85 | $875.07 |
| Bexar County | $344.41 | $390.91 | $440.16 | $615.12 | $934.74 |
| Comal County | $344.41 | $390.91 | $440.16 | $615.12 | $934.74 |
| Guadalupe County | $344.41 | $390.91 | $440.16 | $615.12 | $934.74 |
| El Paso County | $346.50 | $393.28 | $442.83 | $618.85 | $940.40 |
| Denton County | $376.89 | $427.77 | $481.66 | $673.12 | $1,022.88 |
| Tarrant County | $376.89 | $427.77 | $481.66 | $673.12 | $1,022.88 |
| Montgomery County | $387.32 | $439.60 | $494.99 | $691.75 | $1,051.18 |
| Hays County | $390.30 | $442.99 | $498.80 | $697.07 | $1,059.26 |
| Travis County | $390.30 | $442.99 | $498.80 | $697.07 | $1,059.26 |
| Williamson County | $390.30 | $442.99 | $498.80 | $697.07 | $1,059.26 |
| Collin County | $397.24 | $450.87 | $507.67 | $709.47 | $1,078.10 |
| Dallas County | $397.24 | $450.87 | $507.67 | $709.47 | $1,078.10 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.