Marketplace health plans in Hays County

Name: Marketplace health plans in Hays County, TX: all 102
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

102 plans sold in Hays County, Texas, from 9 insurers, priced at age 40.

What people in Hays County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Hays County listed at $670 a month and the average person paid $171 after the advance premium tax credit.

6,676 of the 20,420 people who enrolled here — 32.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan	Catastrophic	HMO	$321.51	$10,600	$10,600
CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$387.22	$7,500	$10,000
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$392.34	$8,500	$9,900
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$392.45	$7,450	$9,850
CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$403.01	$8,500	$9,900
CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$403.57	$7,450	$9,850
Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist Sendero Health Plans, Local Nonprofit	Expanded Bronze	HMO	$432.65	$7,500	$10,000
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$450.19	$10,600	$10,600
Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs Sendero Health Plans, Local Nonprofit	Expanded Bronze	HMO	$459.23	$8,550	$9,800
Imperial Preferred Bronze Imperial Insurance Companies, Inc.	Bronze	HMO	$466.37	$9,200	$9,200
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$470.39	$7,500	$10,000
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$486.46	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$497.78	$0	$10,600
Imperial Standard Bronze Imperial Insurance Companies, Inc.	Expanded Bronze	HMO	$498.80	$7,500	$10,000
CHRISTUS Standard Gold ($0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$509	$2,000	$8,200
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$515.97	$3,750	$9,200
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$529.86	$3,750	$9,200
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company	Expanded Bronze	EPO	$532.85	$9,000	$10,600
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$536.81	$0	$9,200
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$551.06	$7,500	$10,000
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) Moda Health Plan, Inc.	Expanded Bronze	EPO	$553.37	$8,700	$8,700
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$553.88	$0	$9,200
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$557.69	$4,700	$9,800
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$559.38	$5,500	$10,150
Moda Select Texas Standard Bronze Moda Health Plan, Inc.	Expanded Bronze	EPO	$567.39	$7,500	$10,000
Bronze Simple Chronic Care CKM Oscar Insurance Company	Expanded Bronze	EPO	$568.75	$5,500	$10,150
Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care Harbor Health	Gold	HMO	$570.81	$0	$10,150
Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs Sendero Health Plans, Local Nonprofit	Gold	HMO	$577.31	$2,000	$8,200
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$582.69	$0	$10,150
Sendero Health Real Gold / $350 Deductible Sendero Health Plans, Local Nonprofit	Gold	HMO	$587.09	$350	$8,750
Moda Select Texas Bronze HDHP 7500 Moda Health Plan, Inc.	Expanded Bronze	EPO	$590.71	$7,500	$7,500
UHC Gold Standard UnitedHealthcare	Gold	HMO	$597.51	$2,000	$8,200
Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs Sendero Health Plans, Local Nonprofit	Silver	HMO	$607.90	$6,000	$8,900
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$609.68	$6,000	$8,900
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$611.45	$0	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$613.38	$1,000	$7,500
Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs Sendero Health Plans, Local Nonprofit	Silver	HMO	$624.97	$4,250	$7,750
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$626.75	$6,900	$9,300
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$627.52	$0	$7,800
Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas	Bronze	POS	$628.06	$7,300	$10,600
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$629.45	$1,000	$7,500
Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas	Catastrophic	HMO	$629.62	$10,600	$10,600
Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care Harbor Health	Gold	HMO	$631.71	$2,000	$8,200
Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$639.13	$7,500	$10,000
Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$639.86	$6,000	$10,150
Gold Simple Guided Care Oscar Insurance Company	Gold	HMO	$643.30	$3,300	$9,950
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$644.51	$6,900	$9,300
Gold Classic Standard Guided Care Oscar Insurance Company	Gold	HMO	$646.54	$2,000	$8,200
Gold Simple Diabetes Guided Care Oscar Insurance Company	Gold	HMO	$649.46	$2,000	$9,800
Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care Harbor Health	Silver	HMO	$652.07	$9,900	$10,150
Gold Classic Guided Care Oscar Insurance Company	Gold	HMO	$656.48	$2,500	$8,000
Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$657.48	$7,500	$10,000
Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible Sendero Health Plans, Local Nonprofit	Silver	HMO	$666.20	$0	$9,200
Imperial Standard Gold Imperial Insurance Companies, Inc.	Gold	HMO	$670.17	$2,000	$8,200
Imperial Preferred Gold Zero Imperial Insurance Companies, Inc.	Gold	HMO	$673.44	$0	$9,200
Imperial Preferred Gold Imperial Insurance Companies, Inc.	Gold	HMO	$676.24	$1,350	$9,000
Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$678.36	$7,000	$10,150
UHC Silver Standard UnitedHealthcare	Silver	HMO	$692.45	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$703.60	$3,000	$8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$704.42	$3,500	$9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$719.67	$3,000	$8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$720.49	$3,500	$9,200
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$728.58	$2,000	$8,200
Silver Simple Guided Care Oscar Insurance Company	Silver	HMO	$732.10	$6,300	$9,300
Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care Harbor Health	Silver	HMO	$733.09	$6,000	$8,900
Imperial Standard Silver Imperial Insurance Companies, Inc.	Silver	HMO	$734.55	$6,000	$8,900
Gold Classic Oscar Insurance Company	Gold	EPO	$739.95	$2,500	$8,000
Silver Simple Diabetes Guided Care Oscar Insurance Company	Silver	HMO	$740.48	$6,500	$10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company	Silver	HMO	$745.65	$6,200	$9,600
Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company	Silver	HMO	$746.19	$5,900	$10,150
Standard Gold Ambetter from Superior HealthPlan	Gold	EPO	$746.55	$2,000	$8,200
Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company	Silver	HMO	$748.25	$6,000	$10,150
Imperial Preferred Silver Imperial Insurance Companies, Inc.	Silver	HMO	$748.31	$7,500	$9,500
Everyday Gold Ambetter from Superior HealthPlan	Gold	EPO	$750	$800	$7,250
Gold Elite Oscar Insurance Company	Gold	EPO	$755.27	$1,200	$7,800
Silver Classic Standard Guided Care Oscar Insurance Company	Silver	HMO	$758.07	$6,000	$8,900
Complete Gold Ambetter from Superior HealthPlan	Gold	EPO	$763.55	$1,450	$7,500
Silver Simple PCP Saver Guided Care Oscar Insurance Company	Silver	HMO	$763.62	$5,750	$10,150
Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$774.33	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$777.91	$800	$7,250
Moda Select Texas Standard Gold Moda Health Plan, Inc.	Gold	EPO	$790.63	$2,000	$8,200
Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$791.98	$1,450	$7,500
Standard Silver Ambetter from Superior HealthPlan	Silver	EPO	$816.54	$6,000	$8,900
Focused Silver Ambetter from Superior HealthPlan	Silver	EPO	$820.73	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan	Silver	EPO	$828.44	$5,000	$8,650
Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$847.23	$6,000	$8,900
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$850.48	$5,750	$10,150
Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$851.58	$6,300	$8,400
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$856.28	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$859.59	$5,000	$8,650
Silver Classic Oscar Insurance Company	Silver	EPO	$867.86	$5,500	$8,900
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$868.50	$550	$10,100
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$880.15	$2,400	$10,400
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$886.47	$2,000	$8,200
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$890.54	$1,700	$10,150
Moda Select Texas Standard Silver Moda Health Plan, Inc.	Silver	EPO	$920.05	$6,000	$8,900
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$925.28	$2,000	$8,200
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$1,031.45	$6,000	$8,900
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$1,042.84	$1,450	$10,600
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$1,051.91	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$1,055.97	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$1,081.97	$0	$10,150

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.