Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Expanded Bronze · HMO · Health First Commercial Plans, Inc. · Florida
At age 40 it costs between $522.58 and $627.20 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 36194FL0160009 |
|---|---|
| Insurer | Health First Commercial Plans, Inc. |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,200 |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | No Charge |
| Specialist visit | $80 |
| Emergency room | $1,500 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $75 |
| Preferred brand drugs | $200 |
| Specialty drugs | 100% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-443-4735 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $408.90 | $464.11 | $522.58 | $730.30 | $1,109.76 |
| Indian River County | $417.06 | $473.36 | $533 | $744.87 | $1,131.90 |
| Orange County | $479.18 | $543.86 | $612.39 | $855.81 | $1,300.48 |
| Volusia County | $482 | $547.07 | $616 | $860.85 | $1,308.15 |
| Flagler County | $490.77 | $557.02 | $627.20 | $876.51 | $1,331.94 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.