QHP Index

DakotaBlue Trinity Gold ($5 Value Based Drug List)

Gold · PPO · Blue Cross Blue Shield of North Dakota · North Dakota

At age 40 it costs $548.04 a month before any subsidy.

What CMS publishes about it

Plan ID37160ND2480009
InsurerBlue Cross Blue Shield of North Dakota
Metal levelGold
Plan typePPO
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,000
Family maximum$16,000
Primary care visitNo Charge
Specialist visit$25
Emergency room30% Coinsurance after deductible
Inpatient stay30% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$50
Specialty drugs40% Coinsurance after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-844-363-8457

Where it is sold, and what it costs there

11 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Bottineau County $428.83$486.72 $548.04$765.89 $1,163.84
Burke County $428.83$486.72 $548.04$765.89 $1,163.84
Divide County $428.83$486.72 $548.04$765.89 $1,163.84
McHenry County $428.83$486.72 $548.04$765.89 $1,163.84
McKenzie County $428.83$486.72 $548.04$765.89 $1,163.84
McLean County $428.83$486.72 $548.04$765.89 $1,163.84
Mountrail County $428.83$486.72 $548.04$765.89 $1,163.84
Pierce County $428.83$486.72 $548.04$765.89 $1,163.84
Renville County $428.83$486.72 $548.04$765.89 $1,163.84
Rolette County $428.83$486.72 $548.04$765.89 $1,163.84
Ward County $428.83$486.72 $548.04$765.89 $1,163.84

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.