Marketplace health plans in McLean County

Name: Marketplace health plans in McLean County, ND: all 37
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

37 plans sold in McLean County, North Dakota, from 3 insurers, priced at age 40.

What people in McLean County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in McLean County listed at $629 a month and the average person paid $289 after the advance premium tax credit.

61 of the 608 people who enrolled here — 10.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Sanford Individual TRUE $10,600 Sanford Health Plan	Catastrophic	HMO	$346.01	$10,600	$10,600
BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible Blue Cross Blue Shield of North Dakota	Catastrophic	PPO	$373.82	$10,600	$10,600
Sanford Individual TRUE Standardized $7,500 Sanford Health Plan	Expanded Bronze	HMO	$387.08	$7,500	$10,000
Sanford Individual TRUE $6,500 Sanford Health Plan	Expanded Bronze	HMO	$393.52	$6,500	$9,750
Sanford Individual TRUE $7,200 HSA Qualified Sanford Health Plan	Expanded Bronze	HMO	$397.94	$7,200	$7,200
Sanford Individual Simplicity $10,600 Sanford Health Plan	Catastrophic	PPO	$416.87	$10,600	$10,600
BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) Blue Cross Blue Shield of North Dakota	Expanded Bronze	PPO	$434.01	$6,000	$10,150
BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan) Blue Cross Blue Shield of North Dakota	Expanded Bronze	PPO	$449.75	$7,500	$10,000
BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List) Blue Cross Blue Shield of North Dakota	Expanded Bronze	PPO	$460.67	$8,000	$8,000
Sanford Individual Simplicity Standardized $7,500 Sanford Health Plan	Expanded Bronze	PPO	$466.36	$7,500	$10,000
Sanford Individual Simplicity $6,500 Sanford Health Plan	Expanded Bronze	PPO	$474.12	$6,500	$9,750
Sanford Individual Simplicity $7,200 HSA Qualified Sanford Health Plan	Expanded Bronze	PPO	$488.33	$7,200	$7,200
Sanford Individual TRUE $3,500 Sanford Health Plan	Silver	HMO	$511.89	$3,500	$9,750
Sanford Individual TRUE Standardized $6,000 Sanford Health Plan	Silver	HMO	$532.56	$6,000	$8,900
DakotaBlue Trinity Gold ($5 Value Based Drug List) Blue Cross Blue Shield of North Dakota	Gold	PPO	$548.04	$2,000	$8,000
Sanford Individual TRUE $4,750 Sanford Health Plan	Silver	HMO	$549.55	$4,750	$9,750
Sanford Individual TRUE Standardized $2,000 Sanford Health Plan	Gold	HMO	$550.63	$2,000	$8,200
Medica Individual Choice Bronze Share Medica	Expanded Bronze	HMO	$551.64	$8,000	$10,600
Sanford Individual TRUE $1,750 Sanford Health Plan	Gold	HMO	$567.12	$1,750	$9,000
Medica Individual Choice Bronze $0 Copay PCP Visits Medica	Expanded Bronze	HMO	$601.98	$7,500	$10,600
DakotaBlue Trinity Silver ($5 Value Based Drug List) Blue Cross Blue Shield of North Dakota	Silver	PPO	$603.84	$3,500	$9,500
Medica Individual Choice Expanded Bronze Standard Medica	Expanded Bronze	HMO	$612.69	$7,500	$10,000
Sanford Individual Simplicity $3,500 Sanford Health Plan	Silver	PPO	$628.26	$3,500	$9,750
BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List) Blue Cross Blue Shield of North Dakota	Gold	PPO	$632.09	$2,600	$4,300
Sanford Individual Simplicity Standardized $6,000 Sanford Health Plan	Silver	PPO	$639.29	$6,000	$8,900
BlueValue Gold $30 PCP Copay (Standardized plan) Blue Cross Blue Shield of North Dakota	Gold	PPO	$659.22	$2,000	$8,200
Sanford Individual Simplicity $4,750 Sanford Health Plan	Silver	PPO	$661.07	$4,750	$9,750
Sanford Individual Simplicity Standardized $2,000 Sanford Health Plan	Gold	PPO	$663.41	$2,000	$8,200
BlueValue Silver $40 PCP Copay (Standardized plan) Blue Cross Blue Shield of North Dakota	Silver	PPO	$687.74	$6,000	$8,900
Sanford Individual Simplicity $1,750 Sanford Health Plan	Gold	PPO	$687.76	$1,750	$9,000
BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List) Blue Cross Blue Shield of North Dakota	Silver	PPO	$730.98	$3,500	$7,500
Medica Individual Choice Silver $0 Copay PCP Visits Medica	Silver	HMO	$837.35	$3,500	$10,450
Medica Individual Choice Gold $0 Copay PCP Visits Medica	Gold	HMO	$844.92	$1,500	$8,800
Medica Individual Choice Silver Share Medica	Silver	HMO	$860.42	$3,525	$8,850
Medica Individual Choice Gold Share Medica	Gold	HMO	$863.30	$2,500	$5,900
Medica Individual Choice Silver Standard Medica	Silver	HMO	$865.04	$6,000	$8,900
Medica Individual Choice Gold Standard Medica	Gold	HMO	$883.94	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for McLean County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.