Dean Gold HSA
Gold · HMO · Dean Health Plan · Wisconsin
At age 40 it costs between $644.14 and $717.84 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 38345WI0010158 |
|---|---|
| Insurer | Dean Health Plan |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $3,400 |
| Deductible (family) | $6,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $4,400 |
| Family maximum | $8,800 |
| Primary care visit | 20% Coinsurance after deductible |
| Specialist visit | 20% Coinsurance after deductible |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | 20% Coinsurance after deductible |
| Preferred brand drugs | 20% Coinsurance after deductible |
| Specialty drugs | 20% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-394-9080 · TTY 1-877-394-9080 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Adams County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Dane County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Green Lake County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Juneau County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Marquette County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Richland County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Sauk County | $504.02 | $572.06 | $644.14 | $900.18 | $1,367.91 |
| Columbia County | $510.15 | $579.02 | $651.97 | $911.12 | $1,384.54 |
| Green County | $510.15 | $579.02 | $651.97 | $911.12 | $1,384.54 |
| Jefferson County | $510.15 | $579.02 | $651.97 | $911.12 | $1,384.54 |
| Rock County | $510.15 | $579.02 | $651.97 | $911.12 | $1,384.54 |
| Walworth County | $510.15 | $579.02 | $651.97 | $911.12 | $1,384.54 |
| Dodge County | $529.51 | $600.99 | $676.71 | $945.70 | $1,437.08 |
| Fond du Lac County | $529.51 | $600.99 | $676.71 | $945.70 | $1,437.08 |
| Crawford County | $538.21 | $610.87 | $687.83 | $961.24 | $1,460.70 |
| Grant County | $538.21 | $610.87 | $687.83 | $961.24 | $1,460.70 |
| Iowa County | $538.21 | $610.87 | $687.83 | $961.24 | $1,460.70 |
| Lafayette County | $538.21 | $610.87 | $687.83 | $961.24 | $1,460.70 |
| Vernon County | $538.21 | $610.87 | $687.83 | $961.24 | $1,460.70 |
| Waukesha County | $561.69 | $637.51 | $717.84 | $1,003.17 | $1,524.42 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.