Dean Silver Share
Silver · HMO · Dean Health Plan · Wisconsin
At age 40 it costs between $616.07 and $686.56 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,525 | $8,850 | $30 | $20 |
| up to 150% of the federal poverty level | $0 | $1,650 | $5 | $5 |
| 150% to 200% | $500 | $3,500 | $5 | $10 |
| 200% to 250% | $1,875 | $8,450 | $30 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 38345WI0010185 |
|---|---|
| Insurer | Dean Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $3,525 |
| Deductible (family) | $7,050 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,850 |
| Family maximum | $17,700 |
| Primary care visit | $30 |
| Specialist visit | $110 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $125 |
| Specialty drugs | 60% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-394-9080 · TTY 1-877-394-9080 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Adams County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Dane County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Green Lake County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Juneau County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Marquette County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Richland County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Sauk County | $482.06 | $547.14 | $616.07 | $860.96 | $1,308.31 |
| Columbia County | $487.92 | $553.79 | $623.56 | $871.42 | $1,324.21 |
| Green County | $487.92 | $553.79 | $623.56 | $871.42 | $1,324.21 |
| Jefferson County | $487.92 | $553.79 | $623.56 | $871.42 | $1,324.21 |
| Rock County | $487.92 | $553.79 | $623.56 | $871.42 | $1,324.21 |
| Walworth County | $487.92 | $553.79 | $623.56 | $871.42 | $1,324.21 |
| Dodge County | $506.44 | $574.80 | $647.23 | $904.49 | $1,374.47 |
| Fond du Lac County | $506.44 | $574.80 | $647.23 | $904.49 | $1,374.47 |
| Crawford County | $514.76 | $584.25 | $657.86 | $919.36 | $1,397.05 |
| Grant County | $514.76 | $584.25 | $657.86 | $919.36 | $1,397.05 |
| Iowa County | $514.76 | $584.25 | $657.86 | $919.36 | $1,397.05 |
| Lafayette County | $514.76 | $584.25 | $657.86 | $919.36 | $1,397.05 |
| Vernon County | $514.76 | $584.25 | $657.86 | $919.36 | $1,397.05 |
| Waukesha County | $537.21 | $609.74 | $686.56 | $959.46 | $1,458 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.