UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Gold · HMO · UnitedHealthcare · Arizona
At age 40 it costs between $676.24 and $1,089.39 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40702AZ0060046 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,250 |
| Deductible (family) | $2,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $10 |
| Specialist visit | $60 |
| Emergency room | $650 Copay after deductible |
| Inpatient stay | $1,500 Copay per Day after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-482-9045 · TTY 1-877-482-9045 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Maricopa County | $529.14 | $600.57 | $676.24 | $945.04 | $1,436.08 |
| Gila County | $534.43 | $606.58 | $683.01 | $954.50 | $1,450.45 |
| Pinal County | $534.43 | $606.58 | $683.01 | $954.50 | $1,450.45 |
| Pima County | $539.26 | $612.06 | $689.17 | $963.11 | $1,463.54 |
| Santa Cruz County | $539.26 | $612.06 | $689.17 | $963.11 | $1,463.54 |
| Mohave County | $833.26 | $945.75 | $1,064.91 | $1,488.20 | $2,261.47 |
| La Paz County | $852.42 | $967.50 | $1,089.39 | $1,522.42 | $2,313.46 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.