UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Gold · HMO · UnitedHealthcare · Arizona
At age 40 it costs between $695.08 and $1,119.75 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40702AZ0060047 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $250 |
| Most you could pay in a year | $7,800 |
| Family maximum | $15,600 |
| Primary care visit | $15 |
| Specialist visit | $50 |
| Emergency room | $650 |
| Inpatient stay | $2,000 Copay per Day |
| Generic drugs | $3 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-482-9045 · TTY 1-877-482-9045 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Maricopa County | $543.88 | $617.31 | $695.08 | $971.38 | $1,476.10 |
| Gila County | $549.33 | $623.49 | $702.04 | $981.10 | $1,490.88 |
| Pinal County | $549.33 | $623.49 | $702.04 | $981.10 | $1,490.88 |
| Pima County | $554.29 | $629.11 | $708.38 | $989.95 | $1,504.33 |
| Santa Cruz County | $554.29 | $629.11 | $708.38 | $989.95 | $1,504.33 |
| Mohave County | $856.48 | $972.11 | $1,094.59 | $1,529.68 | $2,324.50 |
| La Paz County | $876.18 | $994.46 | $1,119.75 | $1,564.85 | $2,377.94 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.