UHC Bronze Essential ($0 Virtual Urgent Care)
Bronze · HMO · UnitedHealthcare · Arizona
At age 40 it costs between $435.63 and $701.78 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40702AZ0060051 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-482-9045 · TTY 1-877-482-9045 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Maricopa County | $340.86 | $386.88 | $435.63 | $608.78 | $925.11 |
| Gila County | $344.28 | $390.75 | $439.99 | $614.88 | $934.37 |
| Pinal County | $344.28 | $390.75 | $439.99 | $614.88 | $934.37 |
| Pima County | $347.38 | $394.28 | $443.96 | $620.43 | $942.80 |
| Santa Cruz County | $347.38 | $394.28 | $443.96 | $620.43 | $942.80 |
| Mohave County | $536.78 | $609.24 | $686 | $958.69 | $1,456.82 |
| La Paz County | $549.12 | $623.25 | $701.78 | $980.73 | $1,490.31 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.