QHP Index

UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)

Expanded Bronze · HMO · UnitedHealthcare · Arizona

At age 40 it costs between $501.28 and $807.54 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID40702AZ0070005
InsurerUnitedHealthcare
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$0
Deductible (family)$0
Drug deductible$4,500
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$45
Specialist visit$130
Emergency room$2,200
Inpatient stay$3,000 Copay per Day
Generic drugs$25
Preferred brand drugs40% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits95.83%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-482-9045 · TTY 1-877-482-9045

Where it is sold, and what it costs there

7 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Maricopa County $392.24$445.19 $501.28$700.53 $1,064.53
Gila County $396.16$449.65 $506.30$707.55 $1,075.19
Pinal County $396.16$449.65 $506.30$707.55 $1,075.19
Pima County $399.74$453.70 $510.87$713.93 $1,084.89
Santa Cruz County $399.74$453.70 $510.87$713.93 $1,084.89
Mohave County $617.68$701.06 $789.39$1,103.17 $1,676.38
La Paz County $631.88$717.18 $807.54$1,128.54 $1,714.92

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.