UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
Gold · HMO · UnitedHealthcare · Arizona
At age 40 it costs between $694.71 and $1,119.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40702AZ0070010 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,250 |
| Deductible (family) | $2,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $10 |
| Specialist visit | $60 |
| Emergency room | $650 Copay after deductible |
| Inpatient stay | $1,500 Copay per Day after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.10% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-482-9045 · TTY 1-877-482-9045 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Maricopa County | $543.59 | $616.98 | $694.71 | $970.86 | $1,475.32 |
| Gila County | $549.04 | $623.16 | $701.67 | $980.58 | $1,490.09 |
| Pinal County | $549.04 | $623.16 | $701.67 | $980.58 | $1,490.09 |
| Pima County | $553.99 | $628.78 | $708 | $989.43 | $1,503.53 |
| Santa Cruz County | $553.99 | $628.78 | $708 | $989.43 | $1,503.53 |
| Mohave County | $856.03 | $971.59 | $1,094.01 | $1,528.87 | $2,323.26 |
| La Paz County | $875.71 | $993.93 | $1,119.16 | $1,564.02 | $2,376.68 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.