Standard Silver
Silver · HMO · Ambetter from Buckeye Health Plan · Ohio
At age 40 it costs between $520.89 and $816.85 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 41047OH0010070 |
|---|---|
| Insurer | Ambetter from Buckeye Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-543-3145 · TTY 1-833-543-3145 |
Where it is sold, and what it costs there
72 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Erie County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Huron County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Ottawa County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Sandusky County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Seneca County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Wyandot County | $407.59 | $462.60 | $520.89 | $727.94 | $1,106.18 |
| Columbiana County | $408.58 | $463.72 | $522.15 | $729.70 | $1,108.85 |
| Mahoning County | $408.58 | $463.72 | $522.15 | $729.70 | $1,108.85 |
| Trumbull County | $408.58 | $463.72 | $522.15 | $729.70 | $1,108.85 |
| Belmont County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Harrison County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Jefferson County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Monroe County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Morgan County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Noble County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Perry County | $409.60 | $464.89 | $523.46 | $731.54 | $1,111.64 |
| Carroll County | $419.72 | $476.37 | $536.39 | $749.60 | $1,139.09 |
| Stark County | $419.72 | $476.37 | $536.39 | $749.60 | $1,139.09 |
| Butler County | $422.76 | $479.82 | $540.28 | $755.03 | $1,147.35 |
| Hamilton County | $422.76 | $479.82 | $540.28 | $755.03 | $1,147.35 |
| Warren County | $422.76 | $479.82 | $540.28 | $755.03 | $1,147.35 |
| Ashland County | $435.92 | $494.76 | $557.09 | $778.53 | $1,183.05 |
| Medina County | $435.92 | $494.76 | $557.09 | $778.53 | $1,183.05 |
| Portage County | $435.92 | $494.76 | $557.09 | $778.53 | $1,183.05 |
| Summit County | $435.92 | $494.76 | $557.09 | $778.53 | $1,183.05 |
| Defiance County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Fulton County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Henry County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Lucas County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Williams County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Wood County | $448.04 | $508.52 | $572.59 | $800.19 | $1,215.97 |
| Morrow County | $450.06 | $510.81 | $575.16 | $803.79 | $1,221.43 |
| Hocking County | $457.13 | $518.83 | $584.20 | $816.41 | $1,240.62 |
| Adams County | $465.23 | $528.02 | $594.55 | $830.88 | $1,262.60 |
| Brown County | $465.23 | $528.02 | $594.55 | $830.88 | $1,262.60 |
| Clermont County | $465.23 | $528.02 | $594.55 | $830.88 | $1,262.60 |
| Clinton County | $465.23 | $528.02 | $594.55 | $830.88 | $1,262.60 |
| Highland County | $465.23 | $528.02 | $594.55 | $830.88 | $1,262.60 |
| Champaign County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Clark County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Darke County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Greene County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Miami County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Montgomery County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Preble County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Shelby County | $467.24 | $530.31 | $597.12 | $834.48 | $1,268.07 |
| Jackson County | $468.27 | $531.48 | $598.44 | $836.32 | $1,270.86 |
| Pike County | $468.27 | $531.48 | $598.44 | $836.32 | $1,270.86 |
| Ross County | $468.27 | $531.48 | $598.44 | $836.32 | $1,270.86 |
| Scioto County | $468.27 | $531.48 | $598.44 | $836.32 | $1,270.86 |
| Vinton County | $468.27 | $531.48 | $598.44 | $836.32 | $1,270.86 |
| Allen County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Auglaize County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Hancock County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Hardin County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Mercer County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Paulding County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Putnam County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Van Wert County | $473.33 | $537.22 | $604.90 | $845.35 | $1,284.59 |
| Cuyahoga County | $488.50 | $554.43 | $624.29 | $872.44 | $1,325.76 |
| Geauga County | $488.50 | $554.43 | $624.29 | $872.44 | $1,325.76 |
| Lake County | $488.50 | $554.43 | $624.29 | $872.44 | $1,325.76 |
| Lorain County | $488.50 | $554.43 | $624.29 | $872.44 | $1,325.76 |
| Delaware County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Fairfield County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Fayette County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Franklin County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Logan County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Madison County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Pickaway County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Union County | $497.58 | $564.75 | $635.90 | $888.67 | $1,350.41 |
| Wayne County | $639.17 | $725.45 | $816.85 | $1,141.54 | $1,734.68 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.