Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Expanded Bronze · HMO · WellPoint · Florida
At age 40 it costs between $516.34 and $691.93 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 44228FL0040001 |
|---|---|
| Insurer | WellPoint |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-476-1459 · TTY 1-711-000-0000 |
Where it is sold, and what it costs there
24 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hillsborough County | $404.02 | $458.56 | $516.34 | $721.58 | $1,096.51 |
| Pinellas County | $404.23 | $458.80 | $516.61 | $721.95 | $1,097.08 |
| Polk County | $408.73 | $463.91 | $522.36 | $729.99 | $1,109.29 |
| Palm Beach County | $416.94 | $473.23 | $532.85 | $744.65 | $1,131.58 |
| Pasco County | $422.44 | $479.47 | $539.88 | $754.48 | $1,146.50 |
| Martin County | $435.93 | $494.78 | $557.12 | $778.57 | $1,183.11 |
| Broward County | $442.88 | $502.67 | $566 | $790.98 | $1,201.98 |
| Lee County | $443.58 | $503.46 | $566.90 | $792.23 | $1,203.88 |
| Orange County | $449.25 | $509.90 | $574.14 | $802.36 | $1,219.26 |
| Miami-Dade County | $451.22 | $512.13 | $576.66 | $805.88 | $1,224.61 |
| Brevard County | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Manatee County | $458.99 | $520.95 | $586.59 | $819.76 | $1,245.70 |
| Desoto County | $463.27 | $525.81 | $592.06 | $827.40 | $1,257.31 |
| Marion County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Lake County | $467.28 | $530.36 | $597.18 | $834.56 | $1,268.20 |
| Sarasota County | $467.33 | $530.42 | $597.25 | $834.65 | $1,268.33 |
| Collier County | $470.78 | $534.34 | $601.66 | $840.81 | $1,277.70 |
| Seminole County | $472.70 | $536.51 | $604.11 | $844.24 | $1,282.91 |
| Volusia County | $476.28 | $540.58 | $608.69 | $850.64 | $1,292.62 |
| Hendry County | $476.98 | $541.37 | $609.58 | $851.89 | $1,294.52 |
| Osceola County | $485.84 | $551.43 | $620.90 | $867.71 | $1,318.57 |
| Indian River County | $490.56 | $556.79 | $626.94 | $876.14 | $1,331.38 |
| Saint Lucie County | $522.74 | $593.31 | $668.06 | $933.61 | $1,418.72 |
| Hardee County | $541.42 | $614.51 | $691.93 | $966.98 | $1,469.41 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.