Marketplace health plans in Desoto County

Name: Marketplace health plans in Desoto County, FL: all 115
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

115 plans sold in Desoto County, Florida, from 6 insurers, priced at age 40.

What people in Desoto County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Desoto County listed at $868 a month and the average person paid $101 after the advance premium tax credit.

1,746 of the 3,559 people who enrolled here — 49.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$525.88	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$527.49	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$540.10	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$541.76	$7,500	$10,000
Wellpoint Essential Catastrophic (+ Incentives) WellPoint	Catastrophic	HMO	$545.09	$10,600	$10,600
Molina Bronze Standard Molina Healthcare	Expanded Bronze	HMO	$564.82	$7,500	$10,000
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	HMO	$578.10	$6,000	$10,600
Molina Bronze Enhanced 3500 Molina Healthcare	Expanded Bronze	HMO	$578.69	$3,500	$9,950
Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare	Expanded Bronze	HMO	$582.72	$3,500	$9,950
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	HMO	$587.01	$5,500	$10,600
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Expanded Bronze	HMO	$592.06	$7,500	$10,000
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare	Expanded Bronze	HMO	$596.94	$3,500	$9,950
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	HMO	$597.87	$5,500	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$600.67	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$616.92	$0	$10,500
Molina Bronze Premier with $0 Medical Deductible Molina Healthcare	Expanded Bronze	HMO	$632.92	$0	$10,350
Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare	Expanded Bronze	HMO	$636.97	$0	$10,350
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare	Expanded Bronze	HMO	$651.14	$0	$10,350
UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$663.37	$10,600	$10,600
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$663.45	$10,600	$10,600
Clarity Silver Ambetter Health	Silver	HMO	$667.81	$8,000	$8,400
BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	EPO	$691.79	$6,150	$10,150
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$695.08	$7,500	$10,000
Standard Gold Ambetter Health	Gold	HMO	$697.10	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$712.19	$800	$7,250
Standard Silver Ambetter Health	Silver	HMO	$712.31	$6,000	$8,900
Molina Silver Saver with Four Free PCP Visits Molina Healthcare	Silver	HMO	$714.92	$7,000	$10,150
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$715.96	$2,000	$8,200
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$717.89	$7,500	$10,000
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$719.55	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$720.16	$0	$10,600
Molina Silver Core Molina Healthcare	Silver	HMO	$720.40	$6,000	$8,990
Focused Silver Ambetter Health	Silver	HMO	$720.90	$6,300	$8,400
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$724.05	$6,650	$7,400
Molina Silver Core Pluswith Adult Vision Molina Healthcare	Silver	HMO	$724.42	$6,000	$8,990
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$729.16	$6,500	$10,000
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$731.46	$800	$7,250
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$731.59	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health	Silver	HMO	$732.84	$5,000	$8,650
Complete Gold Ambetter Health	Gold	HMO	$735.99	$1,450	$7,500
Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare	Silver	HMO	$738.59	$6,000	$8,990
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$740.41	$6,300	$8,400
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$744.63	$0	$10,600
Molina Silver Standard Molina Healthcare	Silver	HMO	$744.94	$6,000	$8,900
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$749.15	$3,500	$10,150
BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Bronze	POS	$752.06	$6,150	$10,150
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$752.17	$1,850	$9,100
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health	Silver	HMO	$752.66	$5,000	$8,650
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$755.91	$1,450	$7,500
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$756.28	$895	$8,700
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$756.83	$1,640	$8,100
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$760.15	$3,500	$10,150
Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$760.31	$895	$8,700
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$760.40	$0	$9,900
Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$760.91	$1,640	$8,100
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$764.42	$0	$9,900
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Silver	HMO	$765.55	$6,000	$8,900
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$772.49	$0	$9,900
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$774.47	$895	$8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$775.06	$1,640	$8,100
Molina Gold Standard Molina Healthcare	Gold	HMO	$791.74	$2,000	$8,200
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$794.14	$6,650	$7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$794.26	$7,500	$10,000
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$812.36	$6,500	$10,000
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$819.67	$800	$9,000
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$827.72	$800	$9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Gold	HMO	$836.49	$2,000	$8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$837.68	$1,400	$5,000
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$858.52	$0	$9,900
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$877.96	$4,500	$9,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$902.43	$4,500	$9,900
BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	PPO	$919.39	$6,150	$10,150
UHC Silver Standard- UnitedHealthcare	Silver	HMO	$922.23	$6,000	$8,900
UHC Silver Standard UnitedHealthcare	Silver	HMO	$922.33	$6,000	$8,900
BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$927.19	$4,000	$8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$931.28	$4,000	$8,100
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$934.59	$2,700	$10,350
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$939.45	$4,000	$8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$942.56	$6,000	$8,900
UHC Silver Standard+ (Dental + Vision) UnitedHealthcare	Silver	HMO	$946.80	$6,000	$8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$953.21	$3,125	$8,100
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$953.95	$7,500	$10,000
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$959.06	$2,700	$10,350
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$962.39	$6,650	$7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$969.34	$6,500	$10,000
UHC Gold Standard UnitedHealthcare	Gold	HMO	$1,003.74	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$1,012.40	$0	$10,600
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$1,012.48	$0	$9,900
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$1,030.81	$500	$9,000
BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,035.23	$4,000	$8,100
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,042.71	$2,000	$8,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$1,055.28	$500	$9,000
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,067.39	$1,500	$6,450
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,070.13	$6,000	$8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$1,083.91	$3,125	$8,100
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,095.54	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,099.59	$0	$6,250
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,183.17	$2,000	$8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,212.31	$1,500	$6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,254.87	$0	$6,250
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,365.86	$1,000	$4,000
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,403.76	$0	$2,525
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,462.93	$0	$5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,480.63	$1,000	$4,000
BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,486.37	$4,000	$8,100
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,536.97	$0	$2,525
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,562.09	$2,000	$8,200
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,587.58	$6,000	$8,900
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,599.21	$1,500	$6,450
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,606	$3,125	$8,100
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,610.70	$0	$5,200
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,642.65	$0	$6,250
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,074.59	$1,000	$4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,134.35	$0	$2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$2,223.96	$0	$5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.