Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Expanded Bronze · HMO · WellPoint · Florida
At age 40 it costs between $504.17 and $675.64 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 44228FL0040005 |
|---|---|
| Insurer | WellPoint |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | 50% Coinsurance after deductible |
| Emergency room | $500 Copay after deductible and 50% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible and 50% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-476-1459 · TTY 1-711-000-0000 |
Where it is sold, and what it costs there
24 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Hillsborough County | $394.50 | $447.76 | $504.17 | $704.58 | $1,070.67 |
| Pinellas County | $394.71 | $448 | $504.44 | $704.95 | $1,071.24 |
| Polk County | $399.10 | $452.98 | $510.05 | $712.79 | $1,083.16 |
| Palm Beach County | $407.12 | $462.08 | $520.30 | $727.12 | $1,104.92 |
| Pasco County | $412.49 | $468.18 | $527.16 | $736.71 | $1,119.50 |
| Martin County | $425.66 | $483.12 | $543.99 | $760.23 | $1,155.24 |
| Broward County | $432.44 | $490.82 | $552.66 | $772.34 | $1,173.64 |
| Lee County | $433.12 | $491.59 | $553.53 | $773.55 | $1,175.49 |
| Orange County | $438.67 | $497.89 | $560.62 | $783.46 | $1,190.55 |
| Miami-Dade County | $440.59 | $500.07 | $563.07 | $786.89 | $1,195.76 |
| Brevard County | $440.88 | $500.40 | $563.44 | $787.41 | $1,196.55 |
| Manatee County | $448.17 | $508.67 | $572.76 | $800.43 | $1,216.33 |
| Desoto County | $452.35 | $513.42 | $578.10 | $807.90 | $1,227.68 |
| Marion County | $454.61 | $515.98 | $580.99 | $811.93 | $1,233.81 |
| Lake County | $456.27 | $517.87 | $583.11 | $814.90 | $1,238.32 |
| Sarasota County | $456.32 | $517.92 | $583.18 | $814.99 | $1,238.45 |
| Collier County | $459.69 | $521.75 | $587.48 | $821.01 | $1,247.60 |
| Seminole County | $461.56 | $523.87 | $589.87 | $824.35 | $1,252.67 |
| Volusia County | $465.06 | $527.84 | $594.35 | $830.60 | $1,262.17 |
| Hendry County | $465.74 | $528.61 | $595.22 | $831.81 | $1,264.02 |
| Osceola County | $474.39 | $538.43 | $606.27 | $847.26 | $1,287.49 |
| Indian River County | $479 | $543.67 | $612.16 | $855.49 | $1,300.01 |
| Saint Lucie County | $510.42 | $579.33 | $652.32 | $911.61 | $1,385.28 |
| Hardee County | $528.67 | $600.04 | $675.64 | $944.20 | $1,434.81 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.