Bronze Simple Chronic Care CKM | MercyOne
Expanded Bronze · EPO · Oscar Insurance Company · Iowa
At age 40 it costs between $352.97 and $406.27 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 45819IA0010071 |
|---|---|
| Insurer | Oscar Insurance Company |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Deductible (individual) | $5,500 |
| Deductible (family) | $11,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $50 |
| Specialist visit | $150 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service |
Where it is sold, and what it costs there
27 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Plymouth County | $276.20 | $313.47 | $352.97 | $493.27 | $749.57 |
| Woodbury County | $276.20 | $313.47 | $352.97 | $493.27 | $749.57 |
| Dallas County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Jasper County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Madison County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Marion County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Polk County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Warren County | $280.03 | $317.82 | $357.86 | $500.11 | $759.97 |
| Hamilton County | $281.91 | $319.95 | $360.26 | $503.47 | $765.07 |
| Hardin County | $281.91 | $319.95 | $360.26 | $503.47 | $765.07 |
| Tama County | $281.91 | $319.95 | $360.26 | $503.47 | $765.07 |
| Black Hawk County | $291.25 | $330.55 | $372.20 | $520.15 | $790.42 |
| Clinton County | $291.25 | $330.55 | $372.20 | $520.15 | $790.42 |
| Dubuque County | $291.25 | $330.55 | $372.20 | $520.15 | $790.42 |
| Jackson County | $291.25 | $330.55 | $372.20 | $520.15 | $790.42 |
| Scott County | $291.25 | $330.55 | $372.20 | $520.15 | $790.42 |
| Butler County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Cerro Gordo County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Fayette County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Franklin County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Hancock County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Kossuth County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Mitchell County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Winnebago County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Worth County | $295.77 | $335.69 | $377.98 | $528.22 | $802.69 |
| Adair County | $306.41 | $347.76 | $391.58 | $547.23 | $831.57 |
| Monroe County | $317.91 | $360.81 | $406.27 | $567.77 | $862.78 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.