QHP Index

Bronze Classic PCP Saver | Cleveland Clinic

Expanded Bronze · HMO · Oscar Insurance Corporation of Ohio · Ohio

At age 40 it costs between $651.30 and $676.22 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID45845OH0100002
InsurerOscar Insurance Corporation of Ohio
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$7,750
Deductible (family)$15,500
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,750
Family maximum$19,500
Primary care visit$30
Specialist visit$90 Copay after deductible
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs$200
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

14 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Harrison County $509.63$578.42 $651.30$910.19 $1,383.12
Tuscarawas County $509.63$578.42 $651.30$910.19 $1,383.12
Holmes County $512.99$582.23 $655.58$916.18 $1,392.22
Wayne County $512.99$582.23 $655.58$916.18 $1,392.22
Ashtabula County $513.76$583.10 $656.57$917.55 $1,394.31
Cuyahoga County $513.76$583.10 $656.57$917.55 $1,394.31
Geauga County $513.76$583.10 $656.57$917.55 $1,394.31
Lake County $513.76$583.10 $656.57$917.55 $1,394.31
Lorain County $513.76$583.10 $656.57$917.55 $1,394.31
Carroll County $516.96$586.73 $660.66$923.27 $1,402.99
Stark County $516.96$586.73 $660.66$923.27 $1,402.99
Medina County $529.14$600.56 $676.22$945.02 $1,436.05
Portage County $529.14$600.56 $676.22$945.02 $1,436.05
Summit County $529.14$600.56 $676.22$945.02 $1,436.05

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.