QHP Index

Bronze Simple HSA | Cleveland Clinic

Expanded Bronze · HMO · Oscar Insurance Corporation of Ohio · Ohio

At age 40 it costs between $662.65 and $688.01 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID45845OH0100014
InsurerOscar Insurance Corporation of Ohio
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$5,000
Deductible (family)$10,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,000
Family maximum$16,000
Primary care visit$50 Copay after deductible
Specialist visit$90 Copay after deductible
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3 Copay after deductible
Preferred brand drugs$200 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

14 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Harrison County $518.51$588.50 $662.65$926.05 $1,407.22
Tuscarawas County $518.51$588.50 $662.65$926.05 $1,407.22
Holmes County $521.92$592.37 $667.01$932.14 $1,416.47
Wayne County $521.92$592.37 $667.01$932.14 $1,416.47
Ashtabula County $522.71$593.26 $668.01$933.54 $1,418.60
Cuyahoga County $522.71$593.26 $668.01$933.54 $1,418.60
Geauga County $522.71$593.26 $668.01$933.54 $1,418.60
Lake County $522.71$593.26 $668.01$933.54 $1,418.60
Lorain County $522.71$593.26 $668.01$933.54 $1,418.60
Carroll County $525.96$596.96 $672.17$939.35 $1,427.44
Stark County $525.96$596.96 $672.17$939.35 $1,427.44
Medina County $538.36$611.02 $688.01$961.49 $1,461.07
Portage County $538.36$611.02 $688.01$961.49 $1,461.07
Summit County $538.36$611.02 $688.01$961.49 $1,461.07

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.