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Expanded Bronze · HMO · Oscar Insurance Corporation of Ohio · Ohio

At age 40 it costs between $662.11 and $687.44 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID45845OH0100055
InsurerOscar Insurance Corporation of Ohio
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$5,500
Deductible (family)$11,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visit$50
Specialist visit$150
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs$75 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

14 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Harrison County $518.09$588.02 $662.11$925.29 $1,406.07
Tuscarawas County $518.09$588.02 $662.11$925.29 $1,406.07
Holmes County $521.50$591.89 $666.46$931.38 $1,415.32
Wayne County $521.50$591.89 $666.46$931.38 $1,415.32
Ashtabula County $522.28$592.78 $667.46$932.78 $1,417.45
Cuyahoga County $522.28$592.78 $667.46$932.78 $1,417.45
Geauga County $522.28$592.78 $667.46$932.78 $1,417.45
Lake County $522.28$592.78 $667.46$932.78 $1,417.45
Lorain County $522.28$592.78 $667.46$932.78 $1,417.45
Carroll County $525.53$596.47 $671.62$938.59 $1,426.27
Stark County $525.53$596.47 $671.62$938.59 $1,426.27
Medina County $537.92$610.52 $687.44$960.70 $1,459.88
Portage County $537.92$610.52 $687.44$960.70 $1,459.88
Summit County $537.92$610.52 $687.44$960.70 $1,459.88

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.