QHP Index

Bronze Simple Diabetes | Cleveland Clinic

Expanded Bronze · HMO · Oscar Insurance Corporation of Ohio · Ohio

At age 40 it costs between $657.06 and $682.20 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID45845OH0100057
InsurerOscar Insurance Corporation of Ohio
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$5,500
Deductible (family)$11,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visit$50
Specialist visit$150
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs$75 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

14 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Harrison County $514.14$583.54 $657.06$918.24 $1,395.35
Tuscarawas County $514.14$583.54 $657.06$918.24 $1,395.35
Holmes County $517.52$587.38 $661.38$924.28 $1,404.53
Wayne County $517.52$587.38 $661.38$924.28 $1,404.53
Ashtabula County $518.30$588.26 $662.38$925.67 $1,406.64
Cuyahoga County $518.30$588.26 $662.38$925.67 $1,406.64
Geauga County $518.30$588.26 $662.38$925.67 $1,406.64
Lake County $518.30$588.26 $662.38$925.67 $1,406.64
Lorain County $518.30$588.26 $662.38$925.67 $1,406.64
Carroll County $521.53$591.92 $666.50$931.43 $1,415.40
Stark County $521.53$591.92 $666.50$931.43 $1,415.40
Medina County $533.82$605.87 $682.20$953.38 $1,448.75
Portage County $533.82$605.87 $682.20$953.38 $1,448.75
Summit County $533.82$605.87 $682.20$953.38 $1,448.75

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.