Blue Value Gold
Gold · PPO · Blue Cross and Blue Shield of Alabama · Alabama
At age 40 it costs between $813.70 and $933.91 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 46944AL0370001 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Alabama |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $750 |
| Deductible (family) | $1,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $6,000 |
| Family maximum | $12,000 |
| Primary care visit | $20 |
| Specialist visit | $45 |
| Emergency room | $300 |
| Inpatient stay | $300 Copay per Day |
| Generic drugs | $5 |
| Preferred brand drugs | $55 |
| Specialty drugs | $200 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-350-7437 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Greene County | $636.70 | $722.65 | $813.70 | $1,137.14 | $1,728 |
| Hale County | $636.70 | $722.65 | $813.70 | $1,137.14 | $1,728 |
| Tuscaloosa County | $636.70 | $722.65 | $813.70 | $1,137.14 | $1,728 |
| Calhoun County | $665.64 | $755.50 | $850.69 | $1,188.83 | $1,806.54 |
| Etowah County | $665.64 | $755.50 | $850.69 | $1,188.83 | $1,806.54 |
| Geneva County | $669.26 | $759.61 | $855.31 | $1,195.29 | $1,816.36 |
| Henry County | $669.26 | $759.61 | $855.31 | $1,195.29 | $1,816.36 |
| Houston County | $669.26 | $759.61 | $855.31 | $1,195.29 | $1,816.36 |
| Autauga County | $676.49 | $767.82 | $864.56 | $1,208.21 | $1,836 |
| Elmore County | $676.49 | $767.82 | $864.56 | $1,208.21 | $1,836 |
| Lowndes County | $676.49 | $767.82 | $864.56 | $1,208.21 | $1,836 |
| Montgomery County | $676.49 | $767.82 | $864.56 | $1,208.21 | $1,836 |
| Mobile County | $690.96 | $784.24 | $883.05 | $1,234.06 | $1,875.27 |
| Baldwin County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Barbour County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Bullock County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Butler County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Chambers County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Cherokee County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Choctaw County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Clarke County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Clay County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Cleburne County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Coffee County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Colbert County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Conecuh County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Coosa County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Covington County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Crenshaw County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Cullman County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Dale County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Dallas County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| De Kalb County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Escambia County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Fayette County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Franklin County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Jackson County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Lamar County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Lauderdale County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Lawrence County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Macon County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Marengo County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Marion County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Marshall County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Monroe County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Morgan County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Perry County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Pickens County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Pike County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Randolph County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Sumter County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Talladega County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Tallapoosa County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Washington County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Wilcox County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Winston County | $698.20 | $792.45 | $892.30 | $1,246.98 | $1,894.91 |
| Bibb County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Blount County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Chilton County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Jefferson County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Saint Clair County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Shelby County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Walker County | $723.52 | $821.20 | $924.66 | $1,292.21 | $1,963.63 |
| Limestone County | $727.14 | $825.30 | $929.28 | $1,298.67 | $1,973.45 |
| Madison County | $727.14 | $825.30 | $929.28 | $1,298.67 | $1,973.45 |
| Lee County | $730.76 | $829.41 | $933.91 | $1,305.13 | $1,983.27 |
| Russell County | $730.76 | $829.41 | $933.91 | $1,305.13 | $1,983.27 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.