QHP Index

Marketplace health plans in Montgomery County

30 plans sold in Montgomery County, Alabama, from 2 insurers, priced at age 40.

What people in Montgomery County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Montgomery County listed at $726 a month and the average person paid $132 after the advance premium tax credit.

4,063 of the 16,495 people who enrolled here — 24.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Blue Protect
Blue Cross and Blue Shield of Alabama
CatastrophicPPO $404.50 $10,600 $10,600
Blue Saver Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $441.62 $8,500 $10,600
Blue Standardized Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $444.93 $7,500 $10,000
Blue HSA Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $481.75 $7,200 $7,200
Everyday Bronze
Ambetter of Alabama
Expanded BronzeEPO $524.11 $8,450 $10,150
Standard Expanded Bronze
Ambetter of Alabama
Expanded BronzeEPO $524.65 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $545.42 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $545.98 $7,500 $10,000
Elite Bronze
Ambetter of Alabama
Expanded BronzeEPO $605.14 $0 $10,500
Blue Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $619.54 $3,500 $9,450
Elite Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $629.74 $0 $10,500
Blue Standardized Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $635.32 $6,000 $8,900
Blue Cross Select Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $637.02 $5,000 $10,600
Blue Standardized Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $641.74 $6,000 $8,900
Standard Silver
Ambetter of Alabama
SilverEPO $680.26 $6,000 $8,900
Focused Silver
Ambetter of Alabama
SilverEPO $688.13 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter of Alabama
SilverEPO $701.19 $5,000 $8,650
Standard Silver + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $707.92 $6,000 $8,900
Standard Gold
Ambetter of Alabama
GoldEPO $709.43 $2,000 $8,200
Blue Value Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $711.58 $3,700 $10,600
Focused Silver + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $716.11 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $729.70 $5,000 $8,650
Standard Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $738.28 $2,000 $8,200
Complete Gold
Ambetter of Alabama
GoldEPO $748.42 $1,450 $7,500
Complete Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $778.85 $1,450 $7,500
Blue Standardized Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $783.32 $2,000 $8,200
Elite Gold
Ambetter of Alabama
GoldEPO $817.07 $0 $6,500
Blue Cross Select Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $822.69 $850 $6,000
Elite Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $850.30 $0 $6,500
Blue Value Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $864.56 $750 $6,000

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Montgomery County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.