Blue Protect
Catastrophic · PPO · Blue Cross and Blue Shield of Alabama · Alabama
At age 40 it costs between $380.70 and $436.94 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 46944AL0470001 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Alabama |
| Metal level | Catastrophic |
| Plan type | PPO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-350-7437 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Greene County | $297.89 | $338.10 | $380.70 | $532.03 | $808.47 |
| Hale County | $297.89 | $338.10 | $380.70 | $532.03 | $808.47 |
| Tuscaloosa County | $297.89 | $338.10 | $380.70 | $532.03 | $808.47 |
| Calhoun County | $311.43 | $353.47 | $398.01 | $556.21 | $845.22 |
| Etowah County | $311.43 | $353.47 | $398.01 | $556.21 | $845.22 |
| Geneva County | $313.12 | $355.39 | $400.17 | $559.24 | $849.81 |
| Henry County | $313.12 | $355.39 | $400.17 | $559.24 | $849.81 |
| Houston County | $313.12 | $355.39 | $400.17 | $559.24 | $849.81 |
| Autauga County | $316.51 | $359.24 | $404.50 | $565.28 | $859 |
| Elmore County | $316.51 | $359.24 | $404.50 | $565.28 | $859 |
| Lowndes County | $316.51 | $359.24 | $404.50 | $565.28 | $859 |
| Montgomery County | $316.51 | $359.24 | $404.50 | $565.28 | $859 |
| Mobile County | $323.28 | $366.92 | $413.15 | $577.37 | $877.37 |
| Baldwin County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Barbour County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Bullock County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Butler County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Chambers County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Cherokee County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Choctaw County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Clarke County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Clay County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Cleburne County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Coffee County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Colbert County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Conecuh County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Coosa County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Covington County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Crenshaw County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Cullman County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Dale County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Dallas County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| De Kalb County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Escambia County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Fayette County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Franklin County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Jackson County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Lamar County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Lauderdale County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Lawrence County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Macon County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Marengo County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Marion County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Marshall County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Monroe County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Morgan County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Perry County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Pickens County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Pike County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Randolph County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Sumter County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Talladega County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Tallapoosa County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Washington County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Wilcox County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Winston County | $326.66 | $370.76 | $417.47 | $583.42 | $886.56 |
| Bibb County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Blount County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Chilton County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Jefferson County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Saint Clair County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Shelby County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Walker County | $338.51 | $384.21 | $432.62 | $604.58 | $918.72 |
| Limestone County | $340.20 | $386.13 | $434.78 | $607.60 | $923.31 |
| Madison County | $340.20 | $386.13 | $434.78 | $607.60 | $923.31 |
| Lee County | $341.90 | $388.05 | $436.94 | $610.62 | $927.90 |
| Russell County | $341.90 | $388.05 | $436.94 | $610.62 | $927.90 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.