Blue Cross Select Silver
Silver · PPO · Blue Cross and Blue Shield of Alabama · Alabama
At age 40 it costs between $599.55 and $688.11 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,000 | $10,600 | $25 | $5 |
| up to 150% of the federal poverty level | $0 | $1,175 | $15 | $3 |
| 150% to 200% | $450 | $2,750 | $25 | $5 |
| 200% to 250% | $5,000 | $7,500 | $25 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 46944AL0660001 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Alabama |
| Metal level | Silver |
| Plan type | PPO |
| Deductible (individual) | $5,000 |
| Deductible (family) | $10,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $25 |
| Specialist visit | $90 |
| Emergency room | $1,000 |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $85 |
| Specialty drugs | 25% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-350-7437 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Greene County | $469.13 | $532.46 | $599.55 | $837.86 | $1,273.21 |
| Hale County | $469.13 | $532.46 | $599.55 | $837.86 | $1,273.21 |
| Tuscaloosa County | $469.13 | $532.46 | $599.55 | $837.86 | $1,273.21 |
| Calhoun County | $490.45 | $556.66 | $626.80 | $875.95 | $1,331.09 |
| Etowah County | $490.45 | $556.66 | $626.80 | $875.95 | $1,331.09 |
| Geneva County | $493.12 | $559.69 | $630.20 | $880.71 | $1,338.32 |
| Henry County | $493.12 | $559.69 | $630.20 | $880.71 | $1,338.32 |
| Houston County | $493.12 | $559.69 | $630.20 | $880.71 | $1,338.32 |
| Autauga County | $498.45 | $565.74 | $637.02 | $890.23 | $1,352.79 |
| Elmore County | $498.45 | $565.74 | $637.02 | $890.23 | $1,352.79 |
| Lowndes County | $498.45 | $565.74 | $637.02 | $890.23 | $1,352.79 |
| Montgomery County | $498.45 | $565.74 | $637.02 | $890.23 | $1,352.79 |
| Mobile County | $509.11 | $577.84 | $650.64 | $909.27 | $1,381.73 |
| Baldwin County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Barbour County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Bullock County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Butler County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Chambers County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Cherokee County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Choctaw County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Clarke County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Clay County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Cleburne County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Coffee County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Colbert County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Conecuh County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Coosa County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Covington County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Crenshaw County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Cullman County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Dale County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Dallas County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| De Kalb County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Escambia County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Fayette County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Franklin County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Jackson County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Lamar County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Lauderdale County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Lawrence County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Macon County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Marengo County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Marion County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Marshall County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Monroe County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Morgan County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Perry County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Pickens County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Pike County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Randolph County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Sumter County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Talladega County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Tallapoosa County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Washington County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Wilcox County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Winston County | $514.44 | $583.89 | $657.46 | $918.79 | $1,396.19 |
| Bibb County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Blount County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Chilton County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Jefferson County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Saint Clair County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Shelby County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Walker County | $533.10 | $605.07 | $681.30 | $952.12 | $1,446.83 |
| Limestone County | $535.77 | $608.09 | $684.71 | $956.88 | $1,454.07 |
| Madison County | $535.77 | $608.09 | $684.71 | $956.88 | $1,454.07 |
| Lee County | $538.43 | $611.12 | $688.11 | $961.64 | $1,461.30 |
| Russell County | $538.43 | $611.12 | $688.11 | $961.64 | $1,461.30 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.