Blue Statewide Silver EPO
Silver · EPO · Blue Cross and Blue Shield of Alabama · Alabama
At age 40 it costs between $583.09 and $669.23 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,500 | $9,450 | $10 | $5 |
| up to 150% of the federal poverty level | $150 | $1,200 | $5 | $5 |
| 150% to 200% | $925 | $3,000 | $10 | $5 |
| 200% to 250% | $3,375 | $7,300 | $10 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 46944AL0770001 |
|---|---|
| Insurer | Blue Cross and Blue Shield of Alabama |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $3,500 |
| Deductible (family) | $7,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,450 |
| Family maximum | $18,900 |
| Primary care visit | $10 |
| Specialist visit | $90 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | 25% Coinsurance after deductible |
| Specialty drugs | 25% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-350-7437 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Greene County | $456.25 | $517.85 | $583.09 | $814.87 | $1,238.27 |
| Hale County | $456.25 | $517.85 | $583.09 | $814.87 | $1,238.27 |
| Tuscaloosa County | $456.25 | $517.85 | $583.09 | $814.87 | $1,238.27 |
| Calhoun County | $476.99 | $541.39 | $609.60 | $851.91 | $1,294.56 |
| Etowah County | $476.99 | $541.39 | $609.60 | $851.91 | $1,294.56 |
| Geneva County | $479.58 | $544.33 | $612.91 | $856.54 | $1,301.59 |
| Henry County | $479.58 | $544.33 | $612.91 | $856.54 | $1,301.59 |
| Houston County | $479.58 | $544.33 | $612.91 | $856.54 | $1,301.59 |
| Autauga County | $484.77 | $550.21 | $619.54 | $865.80 | $1,315.66 |
| Elmore County | $484.77 | $550.21 | $619.54 | $865.80 | $1,315.66 |
| Lowndes County | $484.77 | $550.21 | $619.54 | $865.80 | $1,315.66 |
| Montgomery County | $484.77 | $550.21 | $619.54 | $865.80 | $1,315.66 |
| Mobile County | $495.14 | $561.98 | $632.79 | $884.32 | $1,343.81 |
| Baldwin County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Barbour County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Bullock County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Butler County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Chambers County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Cherokee County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Choctaw County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Clarke County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Clay County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Cleburne County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Coffee County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Colbert County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Conecuh County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Coosa County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Covington County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Crenshaw County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Cullman County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Dale County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Dallas County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| De Kalb County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Escambia County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Fayette County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Franklin County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Jackson County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Lamar County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Lauderdale County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Lawrence County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Macon County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Marengo County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Marion County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Marshall County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Monroe County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Morgan County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Perry County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Pickens County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Pike County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Randolph County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Sumter County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Talladega County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Tallapoosa County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Washington County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Wilcox County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Winston County | $500.32 | $567.87 | $639.41 | $893.58 | $1,357.88 |
| Bibb County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Blount County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Chilton County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Jefferson County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Saint Clair County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Shelby County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Walker County | $518.47 | $588.46 | $662.60 | $925.99 | $1,407.13 |
| Limestone County | $521.06 | $591.41 | $665.92 | $930.62 | $1,414.16 |
| Madison County | $521.06 | $591.41 | $665.92 | $930.62 | $1,414.16 |
| Lee County | $523.65 | $594.35 | $669.23 | $935.25 | $1,421.20 |
| Russell County | $523.65 | $594.35 | $669.23 | $935.25 | $1,421.20 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.