Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Expanded Bronze · POS · WellPoint · Texas
At age 40 it costs between $446.01 and $547.27 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 47501TX0030003 |
|---|---|
| Insurer | WellPoint |
| Metal level | Expanded Bronze |
| Plan type | POS |
| Deductible (individual) | $4,500 |
| Deductible (family) | $9,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | $500 Copay after deductible and 50% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible and 50% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-476-1458 · TTY 1-711-000-0000 |
Where it is sold, and what it costs there
30 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Bexar County | $348.99 | $396.10 | $446.01 | $623.30 | $947.16 |
| Comal County | $348.99 | $396.10 | $446.01 | $623.30 | $947.16 |
| Guadalupe County | $348.99 | $396.10 | $446.01 | $623.30 | $947.16 |
| Medina County | $348.99 | $396.10 | $446.01 | $623.30 | $947.16 |
| Wilson County | $348.99 | $396.10 | $446.01 | $623.30 | $947.16 |
| Collin County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Dallas County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Ellis County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Hunt County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Kaufman County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Rockwall County | $361.61 | $410.43 | $462.14 | $645.84 | $981.41 |
| Jefferson County | $374.83 | $425.43 | $479.03 | $669.45 | $1,017.29 |
| Orange County | $374.83 | $425.43 | $479.03 | $669.45 | $1,017.29 |
| Montgomery County | $379.60 | $430.85 | $485.13 | $677.97 | $1,030.23 |
| Walker County | $379.60 | $430.85 | $485.13 | $677.97 | $1,030.23 |
| Caldwell County | $380.23 | $431.56 | $485.93 | $679.09 | $1,031.94 |
| El Paso County | $380.38 | $431.73 | $486.13 | $679.36 | $1,032.35 |
| Hidalgo County | $382.75 | $434.42 | $489.15 | $683.59 | $1,038.78 |
| Denton County | $384.06 | $435.91 | $490.83 | $685.93 | $1,042.34 |
| Johnson County | $384.06 | $435.91 | $490.83 | $685.93 | $1,042.34 |
| Tarrant County | $384.06 | $435.91 | $490.83 | $685.93 | $1,042.34 |
| Cameron County | $385.64 | $437.70 | $492.85 | $688.75 | $1,046.63 |
| Harris County | $394.62 | $447.89 | $504.32 | $704.79 | $1,071 |
| Brazoria County | $397.17 | $450.79 | $507.58 | $709.35 | $1,077.92 |
| Fort Bend County | $397.17 | $450.79 | $507.58 | $709.35 | $1,077.92 |
| Matagorda County | $397.17 | $450.79 | $507.58 | $709.35 | $1,077.92 |
| Crosby County | $428.22 | $486.03 | $547.27 | $764.80 | $1,162.19 |
| Lubbock County | $428.22 | $486.03 | $547.27 | $764.80 | $1,162.19 |
| Lynn County | $428.22 | $486.03 | $547.27 | $764.80 | $1,162.19 |
| Terry County | $428.22 | $486.03 | $547.27 | $764.80 | $1,162.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.