Marketplace health plans in Caldwell County

Name: Marketplace health plans in Caldwell County, TX: all 96
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

96 plans sold in Caldwell County, Texas, from 7 insurers, priced at age 40.

What people in Caldwell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Caldwell County listed at $683 a month and the average person paid $118 after the advance premium tax credit.

2,156 of the 4,840 people who enrolled here — 44.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan	Catastrophic	HMO	$321.51	$10,600	$10,600
CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$387.22	$7,500	$10,000
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$392.34	$8,500	$9,900
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$392.45	$7,450	$9,850
CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$403.01	$8,500	$9,900
CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$403.57	$7,450	$9,850
Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist Sendero Health Plans, Local Nonprofit	Expanded Bronze	HMO	$432.65	$7,500	$10,000
Wellpoint Essential Catastrophic (+ Incentives) WellPoint	Catastrophic	HMO	$432.72	$10,600	$10,600
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$450.19	$10,600	$10,600
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	HMO	$455.44	$6,000	$10,600
Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs Sendero Health Plans, Local Nonprofit	Expanded Bronze	HMO	$459.23	$8,550	$9,800
Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	HMO	$461.64	$7,500	$10,000
Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) WellPoint	Expanded Bronze	HMO	$463.02	$6,000	$10,600
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$470.39	$7,500	$10,000
Wellpoint Essential Bronze 4000 HSA (+ Incentives) WellPoint	Expanded Bronze	HMO	$475.40	$4,000	$8,450
Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	POS	$480.60	$5,500	$10,600
Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	POS	$484.76	$7,500	$10,000
Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Expanded Bronze	POS	$485.93	$4,500	$10,600
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$486.46	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$497.78	$0	$10,600
CHRISTUS Standard Gold ($0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$509	$2,000	$8,200
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$515.97	$3,750	$9,200
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$529.86	$3,750	$9,200
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company	Expanded Bronze	EPO	$532.85	$9,000	$10,600
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$536.81	$0	$9,200
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$551.06	$7,500	$10,000
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$553.88	$0	$9,200
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$557.69	$4,700	$9,800
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$559.38	$5,500	$10,150
Bronze Simple Chronic Care CKM Oscar Insurance Company	Expanded Bronze	EPO	$568.75	$5,500	$10,150
Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs Sendero Health Plans, Local Nonprofit	Gold	HMO	$577.31	$2,000	$8,200
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$582.69	$0	$10,150
Sendero Health Real Gold / $350 Deductible Sendero Health Plans, Local Nonprofit	Gold	HMO	$587.09	$350	$8,750
UHC Gold Standard UnitedHealthcare	Gold	HMO	$597.51	$2,000	$8,200
Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs Sendero Health Plans, Local Nonprofit	Silver	HMO	$607.90	$6,000	$8,900
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$609.68	$6,000	$8,900
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$611.45	$0	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$613.38	$1,000	$7,500
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$618.59	$800	$9,000
Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$621.22	$2,000	$8,200
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$622.27	$1,500	$5,000
Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs Sendero Health Plans, Local Nonprofit	Silver	HMO	$624.97	$4,250	$7,750
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$626.75	$6,900	$9,300
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$627.52	$0	$7,800
Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas	Bronze	POS	$628.06	$7,300	$10,600
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$629.45	$1,000	$7,500
Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas	Catastrophic	HMO	$629.62	$10,600	$10,600
Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$639.13	$7,500	$10,000
Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$639.86	$6,000	$10,150
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$644.51	$6,900	$9,300
Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$649.75	$700	$7,500
Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$652.32	$2,000	$8,200
Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$653.76	$1,000	$8,950
Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$657.48	$7,500	$10,000
Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible Sendero Health Plans, Local Nonprofit	Silver	HMO	$666.20	$0	$9,200
Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$678.36	$7,000	$10,150
UHC Silver Standard UnitedHealthcare	Silver	HMO	$692.45	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$703.60	$3,000	$8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$704.42	$3,500	$9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$719.67	$3,000	$8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$720.49	$3,500	$9,200
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$728.58	$2,000	$8,200
Gold Classic Oscar Insurance Company	Gold	EPO	$739.95	$2,500	$8,000
Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$741.16	$6,000	$8,900
Standard Gold Ambetter from Superior HealthPlan	Gold	EPO	$746.55	$2,000	$8,200
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$748.08	$3,500	$9,950
Everyday Gold Ambetter from Superior HealthPlan	Gold	EPO	$750	$800	$7,250
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$751.17	$1,850	$9,100
Gold Elite Oscar Insurance Company	Gold	EPO	$755.27	$1,200	$7,800
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$755.72	$3,500	$9,950
Complete Gold Ambetter from Superior HealthPlan	Gold	EPO	$763.55	$1,450	$7,500
Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$774.33	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$777.91	$800	$7,250
Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$778.30	$6,000	$8,900
Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$784.04	$4,000	$9,550
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$784.37	$2,500	$9,900
Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$791.98	$1,450	$7,500
Standard Silver Ambetter from Superior HealthPlan	Silver	EPO	$816.54	$6,000	$8,900
Focused Silver Ambetter from Superior HealthPlan	Silver	EPO	$820.73	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan	Silver	EPO	$828.44	$5,000	$8,650
Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$847.23	$6,000	$8,900
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$850.48	$5,750	$10,150
Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$851.58	$6,300	$8,400
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$856.28	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$859.59	$5,000	$8,650
Silver Classic Oscar Insurance Company	Silver	EPO	$867.86	$5,500	$8,900
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$868.50	$550	$10,100
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$880.15	$2,400	$10,400
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$886.47	$2,000	$8,200
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$890.54	$1,700	$10,150
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$925.28	$2,000	$8,200
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$1,031.45	$6,000	$8,900
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$1,042.84	$1,450	$10,600
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$1,051.91	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$1,055.97	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$1,081.97	$0	$10,150

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Caldwell County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.