Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Gold · POS · WellPoint · Texas
At age 40 it costs between $598.72 and $734.63 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 47501TX0030006 |
|---|---|
| Insurer | WellPoint |
| Metal level | Gold |
| Plan type | POS |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-476-1458 · TTY 1-711-000-0000 |
Where it is sold, and what it costs there
30 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Bexar County | $468.48 | $531.72 | $598.72 | $836.71 | $1,271.45 |
| Comal County | $468.48 | $531.72 | $598.72 | $836.71 | $1,271.45 |
| Guadalupe County | $468.48 | $531.72 | $598.72 | $836.71 | $1,271.45 |
| Medina County | $468.48 | $531.72 | $598.72 | $836.71 | $1,271.45 |
| Wilson County | $468.48 | $531.72 | $598.72 | $836.71 | $1,271.45 |
| Collin County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Dallas County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Ellis County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Hunt County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Kaufman County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Rockwall County | $485.41 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Jefferson County | $503.16 | $571.09 | $643.04 | $898.64 | $1,365.58 |
| Orange County | $503.16 | $571.09 | $643.04 | $898.64 | $1,365.58 |
| Montgomery County | $509.56 | $578.35 | $651.22 | $910.07 | $1,382.95 |
| Walker County | $509.56 | $578.35 | $651.22 | $910.07 | $1,382.95 |
| Caldwell County | $510.42 | $579.33 | $652.32 | $911.61 | $1,385.28 |
| El Paso County | $510.62 | $579.55 | $652.57 | $911.97 | $1,385.82 |
| Hidalgo County | $513.79 | $583.15 | $656.62 | $917.63 | $1,394.43 |
| Denton County | $515.56 | $585.16 | $658.89 | $920.79 | $1,399.23 |
| Johnson County | $515.56 | $585.16 | $658.89 | $920.79 | $1,399.23 |
| Tarrant County | $515.56 | $585.16 | $658.89 | $920.79 | $1,399.23 |
| Cameron County | $517.67 | $587.56 | $661.58 | $924.56 | $1,404.96 |
| Harris County | $529.72 | $601.23 | $676.98 | $946.08 | $1,437.66 |
| Brazoria County | $533.15 | $605.13 | $681.37 | $952.21 | $1,446.97 |
| Fort Bend County | $533.15 | $605.13 | $681.37 | $952.21 | $1,446.97 |
| Matagorda County | $533.15 | $605.13 | $681.37 | $952.21 | $1,446.97 |
| Crosby County | $574.83 | $652.43 | $734.63 | $1,026.65 | $1,560.09 |
| Lubbock County | $574.83 | $652.43 | $734.63 | $1,026.65 | $1,560.09 |
| Lynn County | $574.83 | $652.43 | $734.63 | $1,026.65 | $1,560.09 |
| Terry County | $574.83 | $652.43 | $734.63 | $1,026.65 | $1,560.09 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.