Wellpoint Essential Bronze 4000 HSA (+ Incentives)
Expanded Bronze · HMO · WellPoint · Texas
At age 40 it costs between $436.33 and $535.41 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 47501TX0040002 |
|---|---|
| Insurer | WellPoint |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $4,000 |
| Deductible (family) | $8,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,450 |
| Family maximum | $16,900 |
| Primary care visit | 40% Coinsurance after deductible |
| Specialist visit | 40% Coinsurance after deductible |
| Emergency room | $500 Copay after deductible and 40% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible and 40% Coinsurance after deductible |
| Generic drugs | 20% Coinsurance after deductible |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-476-1458 · TTY 1-711-000-0000 |
Where it is sold, and what it costs there
30 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Bexar County | $341.42 | $387.51 | $436.33 | $609.78 | $926.61 |
| Comal County | $341.42 | $387.51 | $436.33 | $609.78 | $926.61 |
| Guadalupe County | $341.42 | $387.51 | $436.33 | $609.78 | $926.61 |
| Medina County | $341.42 | $387.51 | $436.33 | $609.78 | $926.61 |
| Wilson County | $341.42 | $387.51 | $436.33 | $609.78 | $926.61 |
| Collin County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Dallas County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Ellis County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Hunt County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Kaufman County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Rockwall County | $353.77 | $401.53 | $452.12 | $631.83 | $960.13 |
| Jefferson County | $366.70 | $416.20 | $468.64 | $654.93 | $995.22 |
| Orange County | $366.70 | $416.20 | $468.64 | $654.93 | $995.22 |
| Montgomery County | $371.36 | $421.49 | $474.60 | $663.25 | $1,007.87 |
| Walker County | $371.36 | $421.49 | $474.60 | $663.25 | $1,007.87 |
| Caldwell County | $371.99 | $422.21 | $475.40 | $664.37 | $1,009.58 |
| El Paso County | $372.14 | $422.38 | $475.59 | $664.64 | $1,009.99 |
| Hidalgo County | $374.45 | $425 | $478.55 | $668.77 | $1,016.26 |
| Denton County | $375.74 | $426.46 | $480.20 | $671.07 | $1,019.76 |
| Johnson County | $375.74 | $426.46 | $480.20 | $671.07 | $1,019.76 |
| Tarrant County | $375.74 | $426.46 | $480.20 | $671.07 | $1,019.76 |
| Cameron County | $377.28 | $428.21 | $482.16 | $673.82 | $1,023.94 |
| Harris County | $386.06 | $438.18 | $493.38 | $689.50 | $1,047.77 |
| Brazoria County | $388.56 | $441.02 | $496.58 | $693.97 | $1,054.55 |
| Fort Bend County | $388.56 | $441.02 | $496.58 | $693.97 | $1,054.55 |
| Matagorda County | $388.56 | $441.02 | $496.58 | $693.97 | $1,054.55 |
| Crosby County | $418.94 | $475.50 | $535.41 | $748.23 | $1,137 |
| Lubbock County | $418.94 | $475.50 | $535.41 | $748.23 | $1,137 |
| Lynn County | $418.94 | $475.50 | $535.41 | $748.23 | $1,137 |
| Terry County | $418.94 | $475.50 | $535.41 | $748.23 | $1,137 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.