Everyday Bronze
Expanded Bronze · EPO · Ambetter of Alabama · Alabama
At age 40 it costs between $488.25 and $556.26 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 53932AL0100003 |
|---|---|
| Insurer | Ambetter of Alabama |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Deductible (individual) | $8,450 |
| Deductible (family) | $16,900 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $40 |
| Specialist visit | $90 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | 45% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-442-1623 · TTY 1-800-442-1623 |
Where it is sold, and what it costs there
40 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Baldwin County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Barbour County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Bullock County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Chambers County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Choctaw County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Cleburne County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Coffee County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Covington County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Cullman County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Dallas County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| De Kalb County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Escambia County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Franklin County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Jackson County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Marion County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Marshall County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Perry County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Pickens County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Randolph County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Sumter County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Talladega County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Washington County | $382.05 | $433.62 | $488.25 | $682.33 | $1,036.87 |
| Geneva County | $382.81 | $434.48 | $489.22 | $683.68 | $1,038.91 |
| Henry County | $382.81 | $434.48 | $489.22 | $683.68 | $1,038.91 |
| Houston County | $382.81 | $434.48 | $489.22 | $683.68 | $1,038.91 |
| Mobile County | $383.48 | $435.24 | $490.08 | $684.88 | $1,040.74 |
| Colbert County | $409.40 | $464.65 | $523.20 | $731.16 | $1,111.07 |
| Lauderdale County | $409.40 | $464.65 | $523.20 | $731.16 | $1,111.07 |
| Lowndes County | $410.11 | $465.46 | $524.11 | $732.44 | $1,113.01 |
| Montgomery County | $410.11 | $465.46 | $524.11 | $732.44 | $1,113.01 |
| Jefferson County | $410.83 | $466.28 | $525.02 | $733.72 | $1,114.95 |
| Shelby County | $410.83 | $466.28 | $525.02 | $733.72 | $1,114.95 |
| Walker County | $410.83 | $466.28 | $525.02 | $733.72 | $1,114.95 |
| Lawrence County | $422.02 | $478.98 | $539.32 | $753.70 | $1,145.32 |
| Morgan County | $422.02 | $478.98 | $539.32 | $753.70 | $1,145.32 |
| Lee County | $422.65 | $479.70 | $540.14 | $754.84 | $1,147.05 |
| Limestone County | $427.57 | $485.28 | $546.42 | $763.63 | $1,160.40 |
| Madison County | $427.57 | $485.28 | $546.42 | $763.63 | $1,160.40 |
| Russell County | $428.96 | $486.86 | $548.20 | $766.11 | $1,164.17 |
| Etowah County | $435.27 | $494.02 | $556.26 | $777.38 | $1,181.30 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.