Standard Expanded Bronze
Expanded Bronze · EPO · Ambetter of Alabama · Alabama
At age 40 it costs between $488.75 and $556.83 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 53932AL0100011 |
|---|---|
| Insurer | Ambetter of Alabama |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-442-1623 · TTY 1-800-442-1623 |
Where it is sold, and what it costs there
40 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Baldwin County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Barbour County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Bullock County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Chambers County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Choctaw County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Cleburne County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Coffee County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Covington County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Cullman County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Dallas County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| De Kalb County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Escambia County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Franklin County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Jackson County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Marion County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Marshall County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Perry County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Pickens County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Randolph County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Sumter County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Talladega County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Washington County | $382.44 | $434.06 | $488.75 | $683.03 | $1,037.93 |
| Geneva County | $383.20 | $434.92 | $489.72 | $684.38 | $1,039.98 |
| Henry County | $383.20 | $434.92 | $489.72 | $684.38 | $1,039.98 |
| Houston County | $383.20 | $434.92 | $489.72 | $684.38 | $1,039.98 |
| Mobile County | $383.87 | $435.69 | $490.58 | $685.58 | $1,041.81 |
| Colbert County | $409.82 | $465.13 | $523.73 | $731.91 | $1,112.21 |
| Lauderdale County | $409.82 | $465.13 | $523.73 | $731.91 | $1,112.21 |
| Lowndes County | $410.53 | $465.94 | $524.65 | $733.19 | $1,114.15 |
| Montgomery County | $410.53 | $465.94 | $524.65 | $733.19 | $1,114.15 |
| Jefferson County | $411.25 | $466.75 | $525.56 | $734.47 | $1,116.09 |
| Shelby County | $411.25 | $466.75 | $525.56 | $734.47 | $1,116.09 |
| Walker County | $411.25 | $466.75 | $525.56 | $734.47 | $1,116.09 |
| Lawrence County | $422.45 | $479.47 | $539.88 | $754.47 | $1,146.50 |
| Morgan County | $422.45 | $479.47 | $539.88 | $754.47 | $1,146.50 |
| Lee County | $423.08 | $480.19 | $540.69 | $755.61 | $1,148.22 |
| Limestone County | $428.01 | $485.78 | $546.98 | $764.41 | $1,161.59 |
| Madison County | $428.01 | $485.78 | $546.98 | $764.41 | $1,161.59 |
| Russell County | $429.40 | $487.36 | $548.76 | $766.89 | $1,165.36 |
| Etowah County | $435.72 | $494.53 | $556.83 | $778.17 | $1,182.51 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.