Complete Gold
Gold · EPO · Ambetter of Alabama · Alabama
At age 40 it costs between $697.22 and $794.34 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 53932AL0100015 |
|---|---|
| Insurer | Ambetter of Alabama |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $1,450 |
| Deductible (family) | $2,900 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,500 |
| Family maximum | $15,000 |
| Primary care visit | $15 |
| Specialist visit | $35 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 30% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-442-1623 · TTY 1-800-442-1623 |
Where it is sold, and what it costs there
40 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Baldwin County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Barbour County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Bullock County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Chambers County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Choctaw County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Cleburne County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Coffee County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Covington County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Cullman County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Dallas County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| De Kalb County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Escambia County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Franklin County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Jackson County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Marion County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Marshall County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Perry County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Pickens County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Randolph County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Sumter County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Talladega County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Washington County | $545.57 | $619.20 | $697.22 | $974.36 | $1,480.64 |
| Geneva County | $546.64 | $620.43 | $698.60 | $976.28 | $1,483.56 |
| Henry County | $546.64 | $620.43 | $698.60 | $976.28 | $1,483.56 |
| Houston County | $546.64 | $620.43 | $698.60 | $976.28 | $1,483.56 |
| Mobile County | $547.61 | $621.52 | $699.83 | $978 | $1,486.17 |
| Colbert County | $584.61 | $663.52 | $747.12 | $1,044.10 | $1,586.60 |
| Lauderdale County | $584.61 | $663.52 | $747.12 | $1,044.10 | $1,586.60 |
| Lowndes County | $585.63 | $664.68 | $748.42 | $1,045.92 | $1,589.37 |
| Montgomery County | $585.63 | $664.68 | $748.42 | $1,045.92 | $1,589.37 |
| Jefferson County | $586.65 | $665.84 | $749.73 | $1,047.74 | $1,592.14 |
| Shelby County | $586.65 | $665.84 | $749.73 | $1,047.74 | $1,592.14 |
| Walker County | $586.65 | $665.84 | $749.73 | $1,047.74 | $1,592.14 |
| Lawrence County | $602.63 | $683.97 | $770.15 | $1,076.28 | $1,635.51 |
| Morgan County | $602.63 | $683.97 | $770.15 | $1,076.28 | $1,635.51 |
| Lee County | $603.54 | $685 | $771.31 | $1,077.90 | $1,637.97 |
| Limestone County | $610.56 | $692.98 | $780.29 | $1,090.45 | $1,657.05 |
| Madison County | $610.56 | $692.98 | $780.29 | $1,090.45 | $1,657.05 |
| Russell County | $612.55 | $695.23 | $782.82 | $1,093.99 | $1,662.43 |
| Etowah County | $621.56 | $705.46 | $794.34 | $1,110.09 | $1,686.88 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.