Complete Gold + Vision + Adult Dental
Gold · EPO · Ambetter of Alabama · Alabama
At age 40 it costs between $725.57 and $826.64 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 53932AL0110010 |
|---|---|
| Insurer | Ambetter of Alabama |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $1,450 |
| Deductible (family) | $2,900 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,500 |
| Family maximum | $15,000 |
| Primary care visit | $15 |
| Specialist visit | $35 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 30% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 96.09% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-442-1623 · TTY 1-800-442-1623 |
Where it is sold, and what it costs there
40 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Baldwin County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Barbour County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Bullock County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Chambers County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Choctaw County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Cleburne County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Coffee County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Covington County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Cullman County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Dallas County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| De Kalb County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Escambia County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Franklin County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Jackson County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Marion County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Marshall County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Perry County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Pickens County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Randolph County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Sumter County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Talladega County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Washington County | $567.75 | $644.38 | $725.57 | $1,013.98 | $1,540.84 |
| Geneva County | $568.87 | $645.65 | $727 | $1,015.98 | $1,543.88 |
| Henry County | $568.87 | $645.65 | $727 | $1,015.98 | $1,543.88 |
| Houston County | $568.87 | $645.65 | $727 | $1,015.98 | $1,543.88 |
| Mobile County | $569.87 | $646.79 | $728.28 | $1,017.77 | $1,546.60 |
| Colbert County | $608.38 | $690.50 | $777.50 | $1,086.55 | $1,651.12 |
| Lauderdale County | $608.38 | $690.50 | $777.50 | $1,086.55 | $1,651.12 |
| Lowndes County | $609.44 | $691.70 | $778.85 | $1,088.44 | $1,654 |
| Montgomery County | $609.44 | $691.70 | $778.85 | $1,088.44 | $1,654 |
| Jefferson County | $610.50 | $692.91 | $780.21 | $1,090.34 | $1,656.88 |
| Shelby County | $610.50 | $692.91 | $780.21 | $1,090.34 | $1,656.88 |
| Walker County | $610.50 | $692.91 | $780.21 | $1,090.34 | $1,656.88 |
| Lawrence County | $627.13 | $711.79 | $801.46 | $1,120.04 | $1,702.01 |
| Morgan County | $627.13 | $711.79 | $801.46 | $1,120.04 | $1,702.01 |
| Lee County | $628.08 | $712.86 | $802.67 | $1,121.73 | $1,704.57 |
| Limestone County | $635.39 | $721.16 | $812.02 | $1,134.79 | $1,724.42 |
| Madison County | $635.39 | $721.16 | $812.02 | $1,134.79 | $1,724.42 |
| Russell County | $637.45 | $723.50 | $814.65 | $1,138.47 | $1,730.02 |
| Etowah County | $646.83 | $734.14 | $826.64 | $1,155.22 | $1,755.47 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.