Molina Gold Core 1640
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $705.17 and $1,007.67 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0010001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $551.77 | $626.26 | $705.17 | $985.47 | $1,497.51 |
| Marion County | $574.11 | $651.62 | $733.72 | $1,025.37 | $1,558.14 |
| Lake County | $579.52 | $657.75 | $740.62 | $1,035.02 | $1,572.81 |
| Bradford County | $583.43 | $662.20 | $745.63 | $1,042.01 | $1,583.44 |
| Broward County | $587.59 | $666.91 | $750.94 | $1,049.43 | $1,594.71 |
| Baker County | $591.82 | $671.71 | $756.34 | $1,056.99 | $1,606.19 |
| Desoto County | $592.20 | $672.15 | $756.83 | $1,057.67 | $1,607.24 |
| Miami-Dade County | $594.96 | $675.28 | $760.36 | $1,062.60 | $1,614.72 |
| Palm Beach County | $598.04 | $678.77 | $764.29 | $1,068.09 | $1,623.07 |
| Polk County | $621.07 | $704.91 | $793.73 | $1,109.23 | $1,685.58 |
| Hillsborough County | $626.43 | $711 | $800.58 | $1,118.81 | $1,700.14 |
| Pasco County | $630.97 | $716.15 | $806.38 | $1,126.91 | $1,712.46 |
| Collier County | $637.47 | $723.53 | $814.69 | $1,138.52 | $1,730.09 |
| Seminole County | $639.69 | $726.05 | $817.53 | $1,142.49 | $1,736.13 |
| Orange County | $650.72 | $738.56 | $831.62 | $1,162.18 | $1,766.05 |
| Hendry County | $666.44 | $756.41 | $851.72 | $1,190.27 | $1,808.73 |
| Pinellas County | $673.28 | $764.17 | $860.45 | $1,202.47 | $1,827.27 |
| Duval County | $689.14 | $782.18 | $880.73 | $1,230.81 | $1,870.34 |
| Clay County | $697.31 | $791.45 | $891.17 | $1,245.40 | $1,892.51 |
| Hardee County | $788.48 | $894.92 | $1,007.67 | $1,408.22 | $2,139.93 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.