Molina Silver Core
Silver · HMO · Molina Healthcare · Florida
At age 40 it costs between $671.22 and $959.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,990 | $35 | $15 |
| up to 150% of the federal poverty level | $0 | $2,000 | No Charge | No Charge |
| 150% to 200% | $850 | $3,195 | $8 | $5 |
| 200% to 250% | $3,500 | $7,685 | $30 | $15 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54172FL0010002 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,990 |
| Family maximum | $17,980 |
| Primary care visit | $35 |
| Specialist visit | $60 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $525.21 | $596.11 | $671.22 | $938.03 | $1,425.42 |
| Marion County | $546.47 | $620.25 | $698.39 | $976 | $1,483.13 |
| Lake County | $551.62 | $626.09 | $704.97 | $985.19 | $1,497.09 |
| Bradford County | $555.35 | $630.32 | $709.73 | $991.85 | $1,507.21 |
| Broward County | $559.30 | $634.81 | $714.79 | $998.91 | $1,517.94 |
| Baker County | $563.33 | $639.38 | $719.93 | $1,006.10 | $1,528.87 |
| Desoto County | $563.69 | $639.79 | $720.40 | $1,006.75 | $1,529.86 |
| Miami-Dade County | $566.32 | $642.77 | $723.75 | $1,011.44 | $1,536.98 |
| Palm Beach County | $569.25 | $646.10 | $727.50 | $1,016.68 | $1,544.94 |
| Polk County | $591.17 | $670.98 | $755.52 | $1,055.83 | $1,604.44 |
| Hillsborough County | $596.28 | $676.77 | $762.04 | $1,064.95 | $1,618.29 |
| Pasco County | $600.60 | $681.68 | $767.56 | $1,072.66 | $1,630.02 |
| Collier County | $606.78 | $688.70 | $775.47 | $1,083.71 | $1,646.80 |
| Seminole County | $608.90 | $691.10 | $778.17 | $1,087.49 | $1,652.55 |
| Orange County | $619.39 | $703.01 | $791.58 | $1,106.23 | $1,681.03 |
| Hendry County | $634.36 | $720 | $810.71 | $1,132.97 | $1,721.66 |
| Pinellas County | $640.86 | $727.38 | $819.03 | $1,144.58 | $1,739.31 |
| Duval County | $655.97 | $744.52 | $838.33 | $1,171.56 | $1,780.30 |
| Clay County | $663.74 | $753.35 | $848.26 | $1,185.45 | $1,801.40 |
| Hardee County | $750.52 | $851.84 | $959.16 | $1,340.43 | $2,036.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.