QHP Index

Molina Bronze Standard

Expanded Bronze · HMO · Molina Healthcare · Florida

At age 40 it costs between $526.26 and $752.02 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID54172FL0010010
InsurerMolina Healthcare
Metal levelExpanded Bronze
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$7,500
Deductible (family)$15,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,000
Family maximum$20,000
Primary care visit$50
Specialist visit$100
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$25
Preferred brand drugs$50 Copay after deductible
Specialty drugs$500 Copay after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-560-5716 · TTY 1-800-955-8771

Where it is sold, and what it costs there

20 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Osceola County $411.79$467.38 $526.26$735.45 $1,117.59
Marion County $428.46$486.30 $547.57$765.23 $1,162.84
Lake County $432.49$490.88 $552.73$772.43 $1,173.78
Bradford County $435.42$494.20 $556.46$777.65 $1,181.72
Broward County $438.52$497.72 $560.42$783.19 $1,190.13
Baker County $441.67$501.30 $564.46$788.83 $1,198.70
Desoto County $441.96$501.62 $564.82$789.34 $1,199.48
Miami-Dade County $444.02$503.96 $567.45$793.01 $1,205.06
Palm Beach County $446.31$506.57 $570.39$797.12 $1,211.29
Polk County $463.50$526.07 $592.36$827.81 $1,257.94
Hillsborough County $467.50$530.62 $597.47$834.96 $1,268.81
Pasco County $470.89$534.46 $601.80$841.01 $1,278
Collier County $475.74$539.97 $608$849.67 $1,291.16
Seminole County $477.40$541.85 $610.12$852.64 $1,295.67
Orange County $485.63$551.19 $620.63$867.33 $1,318
Hendry County $497.37$564.51 $635.63$888.30 $1,349.85
Pinellas County $502.46$570.30 $642.15$897.40 $1,363.69
Duval County $514.31$583.74 $657.28$918.55 $1,395.83
Clay County $520.40$590.66 $665.07$929.44 $1,412.37
Hardee County $588.44$667.88 $752.02$1,050.95 $1,597.02

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.