Molina Silver Saver with Four Free PCP Visits
Silver · HMO · Molina Healthcare · Florida
At age 40 it costs between $666.11 and $951.87 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $10,150 | $40 | $5 |
| up to 150% of the federal poverty level | $190 | $1,960 | $3 | $3 |
| 150% to 200% | $1,425 | $3,350 | $10 | $5 |
| 200% to 250% | $6,500 | $8,100 | $35 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54172FL0010011 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $40 |
| Specialist visit | $62.50 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $100 |
| Specialty drugs | 20% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
18 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $521.22 | $591.58 | $666.11 | $930.89 | $1,414.58 |
| Marion County | $542.32 | $615.53 | $693.08 | $968.58 | $1,471.85 |
| Lake County | $547.42 | $621.32 | $699.61 | $977.70 | $1,485.71 |
| Bradford County | $551.12 | $625.52 | $704.33 | $984.30 | $1,495.75 |
| Baker County | $559.04 | $634.51 | $714.46 | $998.45 | $1,517.24 |
| Desoto County | $559.40 | $634.92 | $714.92 | $999.10 | $1,518.22 |
| Palm Beach County | $564.92 | $641.18 | $721.96 | $1,008.94 | $1,533.18 |
| Polk County | $586.67 | $665.87 | $749.77 | $1,047.80 | $1,592.23 |
| Hillsborough County | $591.74 | $671.62 | $756.24 | $1,056.85 | $1,605.98 |
| Pasco County | $596.03 | $676.49 | $761.72 | $1,064.50 | $1,617.62 |
| Collier County | $602.16 | $683.46 | $769.57 | $1,075.47 | $1,634.28 |
| Seminole County | $604.27 | $685.84 | $772.25 | $1,079.22 | $1,639.98 |
| Orange County | $614.68 | $697.66 | $785.56 | $1,097.82 | $1,668.24 |
| Hendry County | $629.54 | $714.52 | $804.55 | $1,124.35 | $1,708.56 |
| Pinellas County | $635.99 | $721.85 | $812.79 | $1,135.88 | $1,726.08 |
| Duval County | $650.98 | $738.86 | $831.95 | $1,162.65 | $1,766.75 |
| Clay County | $658.69 | $747.62 | $841.81 | $1,176.43 | $1,787.70 |
| Hardee County | $744.81 | $845.36 | $951.87 | $1,330.23 | $2,021.42 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.