Molina Gold Enhanced 895
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $704.65 and $1,006.94 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0010012 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $895 |
| Deductible (family) | $1,790 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,700 |
| Family maximum | $17,400 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $551.37 | $625.81 | $704.65 | $984.75 | $1,496.43 |
| Marion County | $573.70 | $651.14 | $733.18 | $1,024.62 | $1,557.01 |
| Lake County | $579.10 | $657.27 | $740.09 | $1,034.27 | $1,571.67 |
| Bradford County | $583.01 | $661.72 | $745.09 | $1,041.26 | $1,582.29 |
| Broward County | $587.16 | $666.43 | $750.39 | $1,048.67 | $1,593.56 |
| Baker County | $591.39 | $671.23 | $755.79 | $1,056.22 | $1,605.03 |
| Desoto County | $591.77 | $671.66 | $756.28 | $1,056.90 | $1,606.07 |
| Miami-Dade County | $594.53 | $674.79 | $759.80 | $1,061.82 | $1,613.54 |
| Palm Beach County | $597.60 | $678.28 | $763.74 | $1,067.32 | $1,621.89 |
| Polk County | $620.62 | $704.40 | $793.15 | $1,108.42 | $1,684.36 |
| Hillsborough County | $625.98 | $710.48 | $800 | $1,117.99 | $1,698.90 |
| Pasco County | $630.51 | $715.63 | $805.79 | $1,126.10 | $1,711.21 |
| Collier County | $637.01 | $723 | $814.09 | $1,137.69 | $1,728.83 |
| Seminole County | $639.23 | $725.52 | $816.93 | $1,141.66 | $1,734.86 |
| Orange County | $650.25 | $738.03 | $831.01 | $1,161.34 | $1,764.76 |
| Hendry County | $665.96 | $755.87 | $851.10 | $1,189.41 | $1,807.42 |
| Pinellas County | $672.79 | $763.61 | $859.82 | $1,201.60 | $1,825.95 |
| Duval County | $688.64 | $781.61 | $880.09 | $1,229.92 | $1,868.98 |
| Clay County | $696.81 | $790.87 | $890.52 | $1,244.50 | $1,891.13 |
| Hardee County | $787.90 | $894.27 | $1,006.94 | $1,407.20 | $2,138.37 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.