Molina Gold Core 1640 Pluswith Adult Vision
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $708.96 and $1,013.10 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0040001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.42% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $554.74 | $629.63 | $708.96 | $990.77 | $1,505.57 |
| Marion County | $577.20 | $655.12 | $737.66 | $1,030.88 | $1,566.53 |
| Lake County | $582.64 | $661.29 | $744.61 | $1,040.59 | $1,581.27 |
| Bradford County | $586.57 | $665.76 | $749.64 | $1,047.62 | $1,591.96 |
| Broward County | $590.75 | $670.50 | $754.98 | $1,055.08 | $1,603.29 |
| Baker County | $595 | $675.33 | $760.41 | $1,062.67 | $1,614.84 |
| Desoto County | $595.39 | $675.77 | $760.91 | $1,063.36 | $1,615.88 |
| Miami-Dade County | $598.16 | $678.91 | $764.45 | $1,068.31 | $1,623.41 |
| Palm Beach County | $601.25 | $682.42 | $768.40 | $1,073.84 | $1,631.80 |
| Polk County | $624.41 | $708.71 | $798 | $1,115.20 | $1,694.65 |
| Hillsborough County | $629.80 | $714.83 | $804.89 | $1,124.83 | $1,709.28 |
| Pasco County | $634.37 | $720.01 | $810.72 | $1,132.98 | $1,721.67 |
| Collier County | $640.90 | $727.42 | $819.07 | $1,144.65 | $1,739.40 |
| Seminole County | $643.13 | $729.96 | $821.93 | $1,148.64 | $1,745.47 |
| Orange County | $654.22 | $742.54 | $836.09 | $1,168.43 | $1,775.55 |
| Hendry County | $670.03 | $760.48 | $856.30 | $1,196.67 | $1,818.46 |
| Pinellas County | $676.90 | $768.28 | $865.08 | $1,208.94 | $1,837.11 |
| Duval County | $692.85 | $786.39 | $885.46 | $1,237.43 | $1,880.40 |
| Clay County | $701.06 | $795.71 | $895.96 | $1,252.10 | $1,902.69 |
| Hardee County | $792.72 | $899.74 | $1,013.10 | $1,415.80 | $2,151.44 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.